Maybe I'm just being a smooth brain, but wouldn't that mean I can't deposit a cheque by taking a picture of it anymore?
Not sure. You might still be able to access the camera, just not all of the photos on the device.
Google to ban financial lending apps from accessing user photos, contacts
161–165 of 165 posts
Re: Google to ban financial lending apps from accessing user photos, contacts
#162Earlier quoted context omitted.
> Why would the unfriendlessness of payday lenders be essential to the business model? The amount is small, the lending is short term, and customer acquisition costs can be fairly high. This means that the fees / interest must inevitably be quite high - i.e. if you are genuinely lending out $250 for 30 days and you only want to make $25 margin then the effective APR is >120%. Then you are generally giving these loans…
The lending term may be short, but the average lifetime value of a customer is very high, because they usually keep coming back and churn is low. Meanwhile, in the US (based on FTC complaints statements) "we'll send some people to recover goods" is extremely illegal.
> Meanwhile, in the US (based on FTC complaints statements) "we'll send some people to recover goods" is extremely illegal.
It's definitely possible in the UK (you just need a high-court order and to send in bailiffs).
I would be surprised if similar legal remedies don't exist in the USA (i.e. that if someone isn't paying something they legally owe, that you can't then organise for reposession of property via the court).
Companies obviously aren't just allowed to send heavies around, however I would assume most countries have a legal avenue to 'force' people into repaying a civil suit (which in the UK involves getting a high-court writ and then sending bailiffs who will seize property).
Re: Google to ban financial lending apps from accessing user photos, contacts
#163Earlier quoted context omitted.
No, you can't initiate a session with someone you know the number of, it demands access to contacts so "you can stay in contact with your friends". The usual weasel words.
It was the case before, but I can do it now. It says "enable contact access to make it easier" but I can also just punch in a number and start chatting... Contact access is off.
This is not the case in WhatsApp on Android, at least as of a couple months ago when I last checked.
Re: Google to ban financial lending apps from accessing user photos, contacts
#164Earlier quoted context omitted.
Yes, or better yet, UIimagePickerController [0]. It’s a hook for the system’s built-in image picker sheet — as such, it allows the user to browse their entire library, however the the app only gets (one-time) access to the individual piece of content they pick. Nice thing is that the app doesn’t need to ask any photo permissions at all (as far as read access is concerned). With some exceptions like Messages, which pr…
Apple recommends PHPickerViewController for this use.
I read that as "Apple recommends PHP."
Re: Google to ban financial lending apps from accessing user photos, contacts
#165Earlier quoted context omitted.
This was an annoying issue with one of the Twitter competitors a while ago; their app asked for photo access, I gave it partial access, it grumbled that it needs ALL of it, and refused to let me upload any photo. I thought it was a "total photos < X" heuristic, so I went back and picked like 30 old photos, and it still knew that wasn't all of it.
Probably because it's file based. Don't they have a feature to paste a picture from clipboard or photocamera?
That still works regardless of file permissions, own-app storage is always allowed on both iOS and Android since ever on iOS and since Android ~6. And clipboard access is all API-based, at least.