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Equifax used records it collects from companies to fire employees with 2nd jobs

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Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#161

"Equifax flagged 283 contractors for potential 'dual employment,' documents show." Would this not be a big flag to reclassify these contractors as employees? Being able to have multiple clients is one of the factors to determine if you're a contractor...

In the UK there's a set of criteria (IR35) that attempt to codify the distinction. The hiring business has to make the assessment. One of criteria is right to subcontract and freedom to work with multiple clients. If they get it wrong, they're liable for taxes, not the Contractor. HMRC, the UK tax body is responsible for this, and therefore it is an utter mess in practice and has had chilling effects on the UK IT con…

I think it's a great idea, there's far too many businesses that exploit employees by labelling them contractors.

Of course, idea and execution are two very different things.

In NZ, it's often found in courier companies and telecommunications, where you're an owner-operator! Except you have to do what the company you work for says, when they say, and you have to provide all your own equipment, and of course, pay for your own sick leave, accident insurance and holiday pay. And no you can't work for a competitor, are you nuts?

At one point our tax department started cracking down on this, then stopped, I'm not sure why. But it needs to be done.

And let's not even discuss the infamous Hobbit law, where a right leaning government passed legislation under urgency to make all film industry employees contractors, with no rights to unionise, to keep Peter Jackson (he can get the Sir back when he redeems himself in my mind) and Warner Brothers happy after Jackson's Weta Studios lost an Employment Court case brought by a "contractor" who they very vigorously treated as an employee.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#162
post #3

Earlier quoted context omitted.

It's already a service. "The Work Number" is their employment verification service available to anyone https://theworknumber.com

There are at least 2 big problems with this. 1. Does this have any external accountability or oversight? Closest I see is being able view your report but first thing it asks for is an employer instead of asking for information for identifying an individual: https://employees.theworknumber.com/employment-data-report Somewhere out there is an unemployed person being rejected from jobs or not getting interviews because…

RE your first issue, I found this:

>Step 2 • Log In First-time Users: If you do not have a user ID or password, you can call our Client Service Center at 866-604-6570 to request a copy of the report.

Further down the page you linked. Ill be calling tomorrow to learn what fresh hell equifax has created. For me.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#163
post #75

Earlier quoted context omitted.

The guards are still usually W-2 employees; but they’re employees of the firm that’s been contracted. Referring to them as “contractors” is more a colloquialism, but it marks someone that works for an outside firm versus someone that’s in-house and on the company team, even if they work in the same office day in and day out.

I was specifically referring to security guards structured as 1099 contractors. They do not have to be employees.

I'd be very surprised if security firms weren't classifying employees as contractors for the firm's financial gain.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#164
> Equifax used one of its own products, The Work Number, to help it suss out who was holding down multiple jobs simultaneously.

Anyone from California submit a CCPA deletion or request for all information they have on you?

If so, what did they say?

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#165
post #95

I have three children. It is literally impossible for me to survive on any salary companies are willing to pay. I work multiple jobs. Idk the solution. It costs me $3,000 a month just for school. That’s a second mortgage. Either they increase pay 50%. Which they don’t want to do. Or I work three jobs. If they don’t like it, pay more. I actually don’t even have a choice, it isn’t even an option. School must get paid f…

As someone who went to public school and is doing just fine, I am wondering why that's not the solution.

My impression (from across the pond) is that the quality of public schools can vary quite a bit, because they're funded by local property taxes, which means schools in rich neighbourhoods have better funding than those in poor neighbourhoods.

And I have no idea how much freedom Americans have to choose which public school to send their kids to.

By comparison, all Dutch schools receive the same funding, whether public or private, have roughly the same quality and are subject to the same standards, and people are mostly free to choose which school to send their kids to. (I think in Amsterdam, some primary schools have a certain postal code area from which they accept students, and for secondary schools there's a massive ranked lottery system where a small percentage of kids do not end up in one of their top-3 preferred schools.)

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#166
post #128

Earlier quoted context omitted.

Word of unsolicited advice: 1. Paying a business attorney in your state upfront for q&a is cheaper than paying them later when things go wrong. 2. Please don’t get your legal advice from HN.

The only legal advice anyone should accept from HN is "contact an attorney in your jurisdiction"

I dunno. “Only ever break one law at a time” is pretty universally good advice.

But yeah. Call a lawyer… Preferably well before you need one in a hurry.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#167
post #107

Earlier quoted context omitted.

Do you have a spouse? You might be worried about public school quality, but at some point it would be cheaper to just have the spouse stay at home and home school.

Except the stay at home spouse doesn't get any pension/social security benefits from this, plus it tanks their career with massive impact on future earnings.

SS is split with a partner.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#168

> Equifax is now receiving records every pay period from 2.5 million companies. Information in the reports comes from employers and payroll processors. But why do employers and payroll processors give any data to Equifax? I can understand that credit card issuers, and mortgage and auto lenders want to know the credit worthiness of people they'll give credit to, and those types of businesses are likely required to sha…

Because Equifax pays for it.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#169

"Equifax flagged 283 contractors for potential 'dual employment,' documents show." Would this not be a big flag to reclassify these contractors as employees? Being able to have multiple clients is one of the factors to determine if you're a contractor...

Good to know. I’m a contractor and am just starting my own business separate from my main contracting role. Was curious what precedent there is for this dynamic Edit: I was under the impression being a contractor would give one flexibility to do whatever they want when they’re not billing hours, depends on the contract wording of course

> depends on the contract wording of course

This. Also, as a contractor you can generally be let go with no reason and little notice (also depending on the contract).

Of course that cuts both ways; if you have multiple clients you can also jump ship quite easily.

Re: Equifax used records it collects from companies to fire employees with 2nd jobs

#170

Earlier quoted context omitted.

Having been through public school in the U.S., I would not send my own child to one if I had any other choice.

Then you went to a bad public school.

No, I went to three bad public schools.

And people I know went to many bad public schools.

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