Earlier quoted context omitted.
Seriously. It's well past time that Congress passes a law explicitly to that effect -- if you lose access to purchased content, whether because your account was terminated or the content was removed, you get 100% refunded. End of story. Any TOS to the contrary are invalid.
How much should that digital content cost then? Make a DVD once, never think about it again. To offer digital copy that loses no value over time and must be available forever seems like a bad deal from the publisher's side. To offer a one time download code seems far more tenable.
Honestly I don’t understand anyone having any sympathy for publishers or Apple. They were the ones who chose to use the current method.