161–170 of 456 posts
Does anyone have a suggestion for a finance/budgeting app that's easy to use for splitting costs? My girlfriend and I don't have joined finances, but we do generally split everything down the middle. So most things are "I pay with my card, tally it up, then you Venmo me your half at the end of the month." I'm currently using YNAB and then split each relevant transaction, but it's very very tedious.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
The Flash requirement in 2020 kills me. Account synch gets stuck and never finishes. Correctly categorizing transactions usually involves pulling up my bank website to see how the charge was really originally described. Mint pulls some info on this but it's often truncated, so you can try to set up rules but there are often collisions because of that bad incoming data. Somehow in an era where personal data on spendin…
Every payday, I get an email notification from Mint asking if I recently made a large purchase, in the amount of my paycheck.
Why even bother having a transaction categorization system, if it can't tell the difference between a deposit and a withdrawal?
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
Hey, just wondering: was the fast company article was placed there by your PR people? Not that there's anything wrong with that, I'm just curious.
Does anyone have a suggestion for a finance/budgeting app that's easy to use for splitting costs? My girlfriend and I don't have joined finances, but we do generally split everything down the middle. So most things are "I pay with my card, tally it up, then you Venmo me your half at the end of the month." I'm currently using YNAB and then split each relevant transaction, but it's very very tedious.
Maybe have one shared credit card with two copies that you both use for all that stuff? Saves you from having to tally it up at least if it's all on there.
I'm currently trying out Copilot ( https://apps.apple.com/us/app/copilot-smart-budgets-bills/id... ) Love the fact that it is a paid app, so my data will not be monetized as a revenue model. Happy to pay for privacy.
They say no ads. They don't say they won't sell your data.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
Mint never really lost its soul. It always seemed like it was going to try and upsell me on stuff, but that was fine by me because I'm not in the market for new credit cards or whatever. But I guess that's part of the problem, and they're just not making much money off referrals and therefore can't be bothered to improve the product? The problem for me with Mint is that it just... stopped getting any updates, and the…
I see a lot of times, people export to Excel to do their own analysis. I think there is something about doing it "my way" that helps me connect with the data, whether it's budgeting or (my current project) fantasy sports.
Specifically, what value do you get from exporting and creating your own graphs? How much time do you spend / how frustrating is it to have to export and build the graphs?
I'm currently trying out Copilot ( https://apps.apple.com/us/app/copilot-smart-budgets-bills/id... ) Love the fact that it is a paid app, so my data will not be monetized as a revenue model. Happy to pay for privacy.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…
1. Don’t be evil (aka don’t be intuit)
2. Web based with some sane security (2fa, encryption at rest, etc)
3. The ability to sync transactions from my bank.
4. Budgeting/reporting.
5. Some sort of sane forecasting. You’ve got N months of data from a customer, why can’t you tell them in 6 months this account is expected to have $x in it?
6. Sane APIs.
No one I’ve been able to find has been able to do all 6 of these.
Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…