Earlier quoted context omitted.
Abusive ToS won't stand up in court.
Not many people are big enough to sue PayPal, and if they are, they probably aren't using it.
Small claims court?
If you opened your PayPal account before you were 18, close it
161–170 of 396 posts
Re: If you opened your PayPal account before you were 18, close it
#162Just close your account if you have a PayPal account at all. They limit and freeze funds at random and good luck resolving it. OP, You can refund the funds to the sender less Paypal's 30¢ cut, I believe. That might be the best way to get the money back to your friend, and then they can re-send it to you with something sane like Google Wallet.
It's a major problem how dependent most online payment processing is on PayPal (or directly credit cards if you're "lucky", and occasionally Amazon's payment processing). Aside from Bitcoin is there actually a real alternative?
Yes, this isn't 20 years ago; there's lots of options that aren't PayPal.
Re: If you opened your PayPal account before you were 18, close it
#163I was able to determine the year I opened my account in the Account Settings page: http://imgur.com/y6Rpc4G
An exact date would be better, for those who turned 18 in the year displayed.
I was able to find out the month by phoning PayPal and asking. However this may not be an option for those who do not want to raise their head above the parapet.
Re: If you opened your PayPal account before you were 18, close it
#164If you opened your PayPal account at all, close it now and open another for the next payment. Rumor has it that PP cares much more about not pissing off new customers than the old ones.
This works pretty well for me ever since my first account had been locked for bullshit reasons when I needed it most, of course with the money locked inside. Thankfully it was almost nothing, but thank you PP for reminding me to never keep anything of value in there.
Granted, I only use PP when I absolutely must, which is no more than maybe once a year, so setting and tearing down these accounts is no big deal. I traditionally select "poor customer service" and "worry about security" as the reason I quit :)
Re: If you opened your PayPal account before you were 18, close it
#165Earlier quoted context omitted.
They closed my account (Ireland) in 2011, many phonecalls emails later they won't tell me why, I looked around back then and discovered bitcoin @4$, in hindsight my little bitcoin pile and PayPal induced curiosity was a positive, portion of the coins I haven't spent by now are worth into 6 figures now, so thank you shitpal I might one day soon lodge complaint with data ombudsman if PayPal refuse to handover data stor…
Six figures as in at least $100,000? Start the ombudsman process on Monday? And set a timer for turning it over to a lawyer. They can send a nastygram that'll should get it the proper attention. This is larceny if it's willful. Don't wait.
I think the parent was trying to say that paypal closing his account in 2011 was what got him into bitcoin, of which he has now over $100k worth.
Re: If you opened your PayPal account before you were 18, close it
#166Earlier quoted context omitted.
Not sure about UK laws, but my (limited) understanding of US law is that a minor lacks the legal capacity to sign a contract (i.e. agree to TOS). I suspect that's the legal reasoning that's caused PayPal to adopt this policy. PayPal could and should find a better way to handle transitioning people who, out of necessity, lied about their age when they first signed up. Was signing up under false pretenses a form of fra…
I'm pretty sure PayPal have updated their ToS since and I've had to re-agree upon login? Would that not cover me?
Terms of service, and conditions, are part of a contract they are not a contract in and of itself.
You signed the contract when you started your account. Which, is why they want you to start a new account so that you will sign a new contract with them.
Re: If you opened your PayPal account before you were 18, close it
#167You regularly transfer money with this guy but you're both happy eating transfer fees every time?! Seriously? Wtaf? BACS and Faster Payments (through your banks) are free. You're literally pelting the Devil with your money for getting in the way.
almost no American banks support either, there are extremely limited bank to bank transfer options in the USA. You can do a wire transfer but you are looking at $50+ in fees
Re: If you opened your PayPal account before you were 18, close it
#168What an epic failure on PayPal's part. Is there some banking law that I'm unaware of that would cause them to take such drastic actions? It sounds like the OP is definitely above the age of 18 now too, so why would PayPal suddenly decide to yank the rug out from under him? It'll be interesting to see if there's a follow up.
Not sure about UK laws, but my (limited) understanding of US law is that a minor lacks the legal capacity to sign a contract (i.e. agree to TOS). I suspect that's the legal reasoning that's caused PayPal to adopt this policy. PayPal could and should find a better way to handle transitioning people who, out of necessity, lied about their age when they first signed up. Was signing up under false pretenses a form of fra…
> Not sure about UK laws, but my (limited) understanding of US law is that a minor lacks the legal capacity to sign a contract (i.e. agree to TOS).
Usually in the US, minors can form contracts just fine, but such contracts are, prior to execution, generally voidable at will by the minor. As a result, people prefer not to enter into contracts with minors except in situations where voidability doesn't create a significant risk for the other party.
OTOH, there is not a lot of reason for a the fact that the other party was a minor when entering the contract to be a problem after the party reaches majority, so while it may be a technical past ToS violation, it doesn't make sense to make a big deal about it if you didn't catch it while they were a minor. It's just creating bad customer (and public) relations to no benefit.
Re: If you opened your PayPal account before you were 18, close it
#169Just close your account if you have a PayPal account at all. They limit and freeze funds at random and good luck resolving it. OP, You can refund the funds to the sender less Paypal's 30¢ cut, I believe. That might be the best way to get the money back to your friend, and then they can re-send it to you with something sane like Google Wallet.
So I've kept off with getting a paypal account, but for many years I've paid for things through paypal, i.e. some webstore that uses paypal as their payment processer. I used to be able to do this without an account, but just a few weeks ago I tried buying something from a store, and the paypal page would simply not let me just enter my credit card information. It required me to either log in or create a new account.
I can't remember the last time I paid for something with paypal, so I don't know how long it's been like this, but it is certainly annoying that they're forcing people to use their service.
Re: If you opened your PayPal account before you were 18, close it
#170Ha! Apparently I signed up for paypal 3 days before my 18th birthday. What are the odds.