Earlier quoted context omitted.
Would you prefer to go to a medical office with your kid presenting a serious condition and get a paramedic who doesn't know what to do outside of his protocols?
I'd prefer to go to a medical office without taking out a loan. If the choice is mortaging my house to get an elite doctor to check something out or paying a reasonable fee for somebody who would probably do just as good a job, or escalate it if he was over his head, I'm going for the second every time.
Go to your local urgent care or CVS doc in a box and you'll get a nurse practitioner who can help you out with routine stuff for low cost.