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Google Shutting Down Wallet Card

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Re: Google Shutting Down Wallet Card

#161

Post by tjbiddle »

latj wrote: post #123
JumpCrisscross wrote: post #110

Earlier quoted context omitted.

It's a UI layer on top of an old-fashioned bank. It offers worse rates, perks, benefits and service than Ally, Schwab or Fidelity. Good if you want something pretty on the side, I suppose.

The app is nicer and the barrier to start very low. I started using it when I got rid of Ally. Youre right there are no perks to Google Wallet Card but the perks from Ally and other banks are not very useful for the use described above. Basically, they are putting a tiny amount of money aside and spending it all in the next 30 days. I havent used the app but Simple sounds pretty good since you can set multiple "goals…

Simple is beautiful for budgeting. Every month I use their "goals" as budgets (Rent, recurring costs, motorcycle, day-to-day, insurance, etc.) and I set aside all the money I'm going to spend in each category for the month - and just mark the transactions from that goal. Makes it very easy to budget. There could be improvements - but this works wonderfully right now.

Re: Google Shutting Down Wallet Card

#162

Post by untog »

trevorg75 wrote: post #128
sync wrote: post #97

Earlier quoted context omitted.

-1 for Simple. Not refunding ATM fees is ridiculous for a bank that has no physical ATMs. Also, things like this: "Your Simple Visa® Card will not function on August 6th from 2:00 - 9:00 am EST"

They have ATMs everywhere. And newsflash traditional banks cards do the same thing, they are just less transparent about it.

I bank with Ally, who refund my ATM fees no matter where I go. I don't see why I would switch to Simple.

Re: Google Shutting Down Wallet Card

#163

Post by bdcravens »

spriggan3 wrote: post #87
dogma1138 wrote: post #21

Am I the only one who hears about like 75% of Google's products for the first time only when they issue EOL/EOS notices?

Same here, one would think the first ad network on the internet would know how to market its products ... it turns out it doesn't.

I don't think they feel the need. Perhaps Google believes if it can't gain network effect without advertising, it's not a product that can ever attain Minimum Viable Ubiquity.

Re: Google Shutting Down Wallet Card

#165

Post by newjersey »

untog wrote: post #162
trevorg75 wrote: post #128

Earlier quoted context omitted.

They have ATMs everywhere. And newsflash traditional banks cards do the same thing, they are just less transparent about it.

I bank with Ally, who refund my ATM fees no matter where I go. I don't see why I would switch to Simple.

Caution: there is a $10 limit on ATM fee reimbursements iirc.

Relevant discussion on Reddit pf

https://www.reddit.com/r/personalfinance/comments/3ck2rr/all...

Re: Google Shutting Down Wallet Card

#166

Post by untog »

newjersey wrote: post #165
untog wrote: post #162

Earlier quoted context omitted.

I bank with Ally, who refund my ATM fees no matter where I go. I don't see why I would switch to Simple.

Caution: there is a $10 limit on ATM fee reimbursements iirc. Relevant discussion on Reddit pf https://www.reddit.com/r/personalfinance/comments/3ck2rr/all...

Yes, I'm aware of that, thanks. I haven't yet ever come up against that limit, thankfully.

Re: Google Shutting Down Wallet Card

#167

Post by cheriot »

hga wrote: post #138
itcrowd wrote: post #29

Earlier quoted context omitted.

You're not the only one, which is exactly the problem. PS: I've never heard of this service either.

Of course, many of us have stopped promoting new Google services because we've seen the fate of too many. Among other things, we don't want to have Google's increasingly bad reputation for this rub off on us.

Is that really any different that promoting a startup's product? Somebody has to try new things and shut down a large percentage of them. I'm surprised HN is so against it. Perhaps google should distinguish services that have long term commitments from those that don't?

Re: Google Shutting Down Wallet Card

#168

Post by pjc50 »

jakeogh wrote: post #116
sliverstorm wrote: post #86

Earlier quoted context omitted.

The only product really guaranteed to stick around is Search. Things closely wedded to Search (GMail, Android, Maps) are fairly safe bets.

Personally, I'll be happy when they close Google Groups.

Groups is the last resting place of the USENET archive. Deleting it would be a tremendous loss!

Re: Google Shutting Down Wallet Card

#169

Post by hga »

cheriot wrote: post #167
hga wrote: post #138

Earlier quoted context omitted.

Of course, many of us have stopped promoting new Google services because we've seen the fate of too many. Among other things, we don't want to have Google's increasingly bad reputation for this rub off on us.

Is that really any different that promoting a startup's product? Somebody has to try new things and shut down a large percentage of them. I'm surprised HN is so against it. Perhaps google should distinguish services that have long term commitments from those that don't?

I think your second sentence has got it: Google is not a startup, and it should distinguish between startup like experiments and things they are making a long term commitment to. And even then G+ shows they won't be perfect, but they can at least try.

Re: Google Shutting Down Wallet Card

#170

Post by talles »

> We’re focused on making it easier than ever to send and receive money with Google Wallet. Keep an eye out for new features and a fresh design in the coming months.

Who's gonna "keep an eye out" for "new features and a fresh design" after they discontinue the thing? What about keeping the existing service working for this "coming months"?

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