Earlier quoted context omitted.
Spotting a phishing form only seems like "basic instruction" to you because you're highly computer-literate. It's not; it involves understanding at least some of DNS and the difference between hosts, domains and TLDs, URLs, HTTPS, and not to mention certificates and their validity. In your analogy, it's like saying "people shouldn't be allowed to use cars unless they can verify the hydraulic pressure in the master br…
How to spot a phishing form: 1) Did you click a link from an email? 2) Does the page it redirect you to ask for your login info? You may have received a phishing email. Are either true? 1) You expected this email because you were notified about it from another source e.g. website, support staff. 2) If you login to the website not via the suspicious link, the linked web page does not ask for your login. If you answere…
Here are some regular people's experiences of scams.
(http://www.moneywise.co.uk/scams-rip-offs/scams/scam-watch-t...)
#1 - Yes, some scams are reasonably sophisticated.
(http://www.guardian.co.uk/money/2012/may/23/credit-card-user...)