Earlier quoted context omitted.
Calling it a "few dollars" is probably disingenuous, although we don't know the personal circumstances. For many, this could be a "life-changing" quantity of money.
You are probably misusing disingenuous. It implies dishonesty (so intention).
My husbands suicide shows theres something very wrong with US insurance industry
151–160 of 179 posts
Re: My husbands suicide shows theres something very wrong with US insurance industry
#152Earlier quoted context omitted.
> This is definitely a case where the insurance company holds the majority of the blame. What facts are the basis of your conclusion? There is no health system in the developed world where a doctor's recommendation will guarantee expensive inpatient treatment without a layer of bureaucratic review.
I'd imagine you'd struggle to find a healthcare system in which a doctor's prescribed care is assuredly covered by insurance, by the insurance provider, and then later rescinded after care has already started.
This one is pre-ACA but the insurer focused on an "omission" to justify the rescission: https://www.cnn.com/2009/POLITICS/06/16/health.care.hearing/...
Re: My husbands suicide shows theres something very wrong with US insurance industry
#153Earlier quoted context omitted.
That's not the question I asked, but you're still heading down the road to being incorrect. The fact is that charitable giving, need-based aid, philanthropic donations, government assistance, and other forms of subsidy fund *roughly half of the sum total American healthcare costs.* That's trillions of dollars.
> government assistance That's not charity!
Re: My husbands suicide shows theres something very wrong with US insurance industry
#154Earlier quoted context omitted.
> government assistance That's not charity!
Maybe not according to your personal definition. Government welfare is a form of institutionalized or compulsory collective charity, although it is not “charity” in the private voluntary sense.
Not according to any common definition.
I, too, can win every argument if I get to make up the definitions.
> compulsory collective charity
Compulsory makes it not charity. That's a tax.
Re: My husbands suicide shows theres something very wrong with US insurance industry
#155I’ve been through this situation with family members. I understand the frustration and agony. I also understand the hesitancy to pay for two months at a “retreat-like inpatient psychiatric facility.” In publicly funded system, it’s likely facilities like this would not exist or would be strictly private pay. I’m not aware of any country that makes such a thing available on short notice like this. I also understand th…
It sounds like this guy needed around-the-clock, in-patient care. That's inherently expensive. While those facilities exist in countries with publicly funded healthcare, there's a huge shortage of in-patient beds, so there is some mechanism to funnel patients to outpatient care.
Re: My husbands suicide shows theres something very wrong with US insurance industry
#156I’ve been through this situation with family members. I understand the frustration and agony. I also understand the hesitancy to pay for two months at a “retreat-like inpatient psychiatric facility.” In publicly funded system, it’s likely facilities like this would not exist or would be strictly private pay. I’m not aware of any country that makes such a thing available on short notice like this. I also understand th…
Re: My husbands suicide shows theres something very wrong with US insurance industry
#157Earlier quoted context omitted.
Maybe not according to your personal definition. Government welfare is a form of institutionalized or compulsory collective charity, although it is not “charity” in the private voluntary sense.
> Maybe not according to your personal definition. Not according to any common definition. I, too, can win every argument if I get to make up the definitions. > compulsory collective charity Compulsory makes it not charity. That's a tax.
Re: My husbands suicide shows theres something very wrong with US insurance industry
#158Earlier quoted context omitted.
Show me a country where that's the goal. Every other developed country has a goal that's something like: "provide the best outcomes for the population as a whole, at a cost the public is willing to pay."
We should make it the goal as a species. We have the resources and technology. We decide to be limited by economics.
Re: My husbands suicide shows theres something very wrong with US insurance industry
#159I’ve been through this situation with family members. I understand the frustration and agony. I also understand the hesitancy to pay for two months at a “retreat-like inpatient psychiatric facility.” In publicly funded system, it’s likely facilities like this would not exist or would be strictly private pay. I’m not aware of any country that makes such a thing available on short notice like this. I also understand th…
I'm surprised the author makes no mention of those sorts of programs in the article. It makes it sound like the options were a luxury 8 week inpatient or nothing, when there's really a lot of stuff in between.
Re: My husbands suicide shows theres something very wrong with US insurance industry
#160As someone who just recently was re-diagnosed for active major depression after a major back surgery this article hits very hard. I recently discussed inpatient treatments with my psychiatrist too. I can understand what the husband was feeling... that the nothing of death was greater than the feelings of life. It's difficult to work with healthcare in general - add a mental issue on top of that and it feels impossibl…
In my experience with family members, inpatient hospital stays at many hospitals in the US are one of the least therapeutic environments possible, and once you've gone through an ER or psych ER (which most of them make you do), you have no control over which hospital you end up at. In the end your stay is unlikely to be any more than 7 days.
PHP programs on the other hand tend to fill the role that work had previously taken in someone's life for a few to several weeks. They're typically 9-3, held in office parks, and are mostly quality group therapy with a daily or weekly psych visit.