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OpenAI is connecting ChatGPT to bank accounts via Plaid

firethering.com

151–155 of 155 posts

Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#151

Earlier quoted context omitted.

Yet they are listed on the site that claims to only have YC companies. Very odd.

I don’t know why they are on there, but YC startups list their batch and year in parentheses on job posts, e.g. (W25). Example: https://www.workatastartup.com/jobs/88812 The Plaid listing you linked doesn’t have a batch by their name.

Funnily enough, Flock has stopped doing that.

Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#152
post #72

Earlier quoted context omitted.

OpenAI is now run by former Meta executives.

Okay, what concrete harms has Meta done with this information? At best you have some creeps using it to stalk their exes, which is bad, but a far cry from the AI takeover scenario implied by OP.

They have done shit like target weight loss drugs at teenage girls who have posted and then quickly deleted selfies (i.e. using that as one analogue for "self-confidence issues").

Meta has also decided "functionality needs to be provided though we have explicit confirmation from the (Burmese) government that they're going to use it against dissidents" which has historically included imprisonment and torture, so...

Plenty of concrete harms.

Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#153
post #13

I’m generally positive towards AI and LLMs.. BUT there’s just things that nobody should be doing ever, like give it access to your production system or bank account.

I feel like we're now at a point where that's a hot take.

[dead]

Re: OpenAI is connecting ChatGPT to bank accounts via Plaid

#154

Earlier quoted context omitted.

The same info is also on checks, and there's an established story around fraud there -- if I didn't authorize an ACH withdrawal then my bank is legally required to make me whole. If I hand over my username+password to a third party, I'm on my own. Also, the routing+account numbers just let them deposit/withdraw money, not snoop on all my transactions and harvest my data...

This is a common belief, but the CFPB has stated your bank is still legally required to make you whole in the event of fraud even if you handed over your username and password to a third party, and that any bank TOS stating otherwise are not valid. This is covered on the CFPB Electronic Fund Transfers FAQ, under the Error Resolution: Unauthorized EFTs, Question 8: https://www.consumerfinance.gov/compliance/compliance…

Sure, but if my bank's ToS says it's not their responsibility then their customer service agents will probably say the same thing, and it's going to be a lot harder to get them to take responsibility even if they are legally required to. But thanks for the info; that's good to know.
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