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Apple Cash

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Re: Apple Cash

#151

Post by rahoulb »

a_paddy wrote: post #111
basisword wrote: post #97

Earlier quoted context omitted.

Interesting. In the UK we just need to share account number and sort code. These are quite easy to remember in your head. IBAN would complicate things. Is IBAN always required or only for cross-border transfers?

An IBAN is just the sort code and account number, with a prefix, so would be just as easy to remember.

However, a sort code is always presented as 12-34-56 and the account number normally shown as 1234-5678 - so it's easily chunked and very easy to remember.

Re: Apple Cash

#152

Post by wan23 »

user_named wrote: post #14

A bit of a product marketing snafu by Apple if I may say. 1. Apple Cash is apparently not cash, nor a wallet, but a card that is stored inside wallet. 2.There is already Apple Wallet, Apple Pay, Apple Card. It looks to me that they're all the same. Why can't I Pay with the Cash in my Wallet. Or can I?

You can Appple Pay with the Apple Cash in your Apple Wallet. You can also pay off your Apple Card balance with the Apple Cash, and also using the Apple Card earns you Apple Cash back. It's not a card in the wallet, but because the wallet UI only shows card UI components it's not surprising that you thought of it that way.

Re: Apple Cash

#153

Post by jen20 »

rahoulb wrote: post #151
a_paddy wrote: post #111

Earlier quoted context omitted.

An IBAN is just the sort code and account number, with a prefix, so would be just as easy to remember.

However, a sort code is always presented as 12-34-56 and the account number normally shown as 1234-5678 - so it's easily chunked and very easy to remember.

You also rarely need it among groups primarily using Monzo - which among my UK friend group is universal. Just pick from contacts, just like Apple Cash.

Re: Apple Cash

#154

Post by giancarlostoro »

jlmb wrote: post #99
x3ro wrote: post #90

Earlier quoted context omitted.

It is true that bank transfers are fast, instant most of the time these days. However, when people want to quickly send me money, they still usually ask for paypal, simply because it’s easier to tell someone a nickname or email address than my IBAN. not that this is an unsolvable issue, just sharing my experience from Germany.

In Estonia, you can link a phone number to your IBAN. When making payments, the sender just needs a phone number, and the corresponding IBAN is automatically looked up. (The lookup service is managed by the central bank, and used by all (major) banks.)

We have that here for Zelle, which is built-in to some banking apps, making it really easy for most people to achieve this. You can alternatively give them a name or email as well. Zelle is not perfect but I have used it often just because it is built-in to my banking. I just wish I could have multiple bank accounts hooked up to it properly, not sure how to sort that out.

Re: Apple Cash

#156

Post by moolcool »

plg wrote: post #155

I find it hilarious that at this Apple Canada help page: https://support.apple.com/en-ca/HT207886 it says among other requirements for Apple Cash: What you need - Be at least 18 years old and live in the United States.

So typical of the Canadian UX for so many things :(

Re: Apple Cash

#157

Post by rahoulb »

Zanni wrote: post #63
gnicholas wrote: post #28

Earlier quoted context omitted.

Agreed. It's like the Apple TV moniker, which refers to hardware, software, and a subscription service.

Other people may blur the boundaries, but Apple distinguishes them. Hardware: Apple TV. Software: tvOS. Subscription service: Apple TV+.

Apple TV 4K, Apple TV HD - hardware

Apple TV - app on various platforms (that offers the subscription service, and sometimes acts as a container for other services plus replaces the old iTunes Movie Store which also sold TV shows)

Apple TV+ - subscription service

tvOS - operating system (but most consumers will never have heard of this)

Re: Apple Cash

#158

Post by giancarlostoro »

braingenious wrote: post #13

To be clear, this is in practice basically a competitor for Venmo/Cash App/Paypal, but built into your iphone? I only did a cursory glance at it but is there an Android app planned for this? In my experience, people want to send money to one another across different mobile OSes.

This will likely be like Facetime. I don't think Apple typically cares about this use case, just like nobody is going to use an Apple Card on an iPhone. This is targetted towards iPhone households (which seem to be rather common, as anecdotal as it may sound, I can count a dozen households where nobody has Android, and this meets their need).

I would use Zelle for cross device transfer or any of the other apps, it's not like we have a shortage of them. Although I agree it would be good if we had less of them to need to use.

Re: Apple Cash

#159

Post by omni »

giancarlostoro wrote: post #158
braingenious wrote: post #13

To be clear, this is in practice basically a competitor for Venmo/Cash App/Paypal, but built into your iphone? I only did a cursory glance at it but is there an Android app planned for this? In my experience, people want to send money to one another across different mobile OSes.

This will likely be like Facetime. I don't think Apple typically cares about this use case, just like nobody is going to use an Apple Card on an iPhone. This is targetted towards iPhone households (which seem to be rather common, as anecdotal as it may sound, I can count a dozen households where nobody has Android, and this meets their need). I would use Zelle for cross device transfer or any of the other apps, it's…

I'm sensing from your comment that you aren't aware that they made Facetime cross-OS. https://support.apple.com/en-us/HT212619

Re: Apple Cash

#160

Post by giancarlostoro »

omni wrote: post #159
giancarlostoro wrote: post #158

Earlier quoted context omitted.

This will likely be like Facetime. I don't think Apple typically cares about this use case, just like nobody is going to use an Apple Card on an iPhone. This is targetted towards iPhone households (which seem to be rather common, as anecdotal as it may sound, I can count a dozen households where nobody has Android, and this meets their need). I would use Zelle for cross device transfer or any of the other apps, it's…

I'm sensing from your comment that you aren't aware that they made Facetime cross-OS. https://support.apple.com/en-us/HT212619

I was not aware! Thanks for that link, everyone from my wife's family has iOS but my mom is still on Android, this is useful to know!
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