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Stripe: instant payment processing for developers

stripe.com

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Re: Stripe: instant payment processing for developers

#151

Post by saikat »

seanstickle wrote: post #148

Does Stripe allow delayed payments? That is, people put in their credit card details, Stripe authorizes the card but doesn't capture the amount charged, then we can approve/decline the transaction, and then Stripe can capture or void the transaction? We have a situation where we need, for legal reasons, to verify that people giving us money are allowed to do so, and we really don't want to have to reverse the charge…

Sean, you should jump into our campfire (https://stripe.com/campfire) or send us an email at support@stripe.com. We can try to offer a few suggestions for how to do this.

Re: Stripe: instant payment processing for developers

#152

Post by boucher »

seanstickle wrote: post #148

Does Stripe allow delayed payments? That is, people put in their credit card details, Stripe authorizes the card but doesn't capture the amount charged, then we can approve/decline the transaction, and then Stripe can capture or void the transaction? We have a situation where we need, for legal reasons, to verify that people giving us money are allowed to do so, and we really don't want to have to reverse the charge…

We don't support what's typically known as separate auth and capture in the payment industry (though we may in the future).

Typically, we recommend just capturing the card information by attaching it to a customer object, and then making a charge later. If you're charging a really high amount, or for some reason need a 100% guarantee that the charge will succeed, then right now you'll have to make the charge and then issue a refund in your situation.

Re: Stripe: instant payment processing for developers

#155

Post by BrandonDC »

Looks like a great service. Too bad I can't use it, since I'm a Canadian.

It gets really tiring to see interesting new services launch that refuse to take my money because I live in a different country. I'm hoping that it's something non-trivial that is preventing them from operating in countries like Canada and the UK, and I look forward to using the service once they are able to offer it to me.

Re: Stripe: instant payment processing for developers

#159

Post by boucher »

peanutus wrote: post #153

Is there a processing volume limit? Will Stripe be verifying customer orders?

There are no volume limits. What kind of verification are you talking about? Stripe does offer address verification: if you send the address with your requests, we'll return the AVS response from the credit card network, which tells if that the billing zip codes and street number are a match.

Re: Stripe: instant payment processing for developers

#160

Post by Silhouette »

pc wrote: post #23
rednaught wrote: post #20

Is the TOS(Terms of Service) a work in progress? Currently "not found." https://manage.stripe.com/tos

Sorry about that. https://stripe.com/tos is the correct link. We'll get it fixed.

Having looked into a lot of payment services recently, including scanning Stripe's terms at the link above, I'm genuinely curious about something.

What kind of management trusts a new start-up with such a fundamental part of their business, inevitably including a certain amount of opportunity cost and risk of delay if moving to another service is necessary, based only on a contract of adhesion that allows for the service to be terminated at any time with negligible notice and without any sort of compensation or guaranteed handover arrangements?

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