If you miss an Apple Card payment, Apple disables all your Apple accounts

Post by totalZero » Mon, Mar 01, 2021, 9:57 PM UTC

setr wrote: post #149

totalZero wrote: post #122

Earlier quoted context omitted.

That's a very different argument from "this feels false," which is just some subjective bullshit. However, your argument is little better. You're saying "it stands to reason that a widely used product would have already hit this corner case by now." The problem with your argument is that it's a tautology. If in fact the statement by dcurtis is the first efflorescence of the problem, your line of thinking would reject…

>The problem with your argument is that it's a tautology. If in fact the statement by dcurtis is the first efflorescence of the problem, your line of thinking would reject it anyway No its not; it's defining a probability. This report is most likely false, because it would be unlikely for this to be the first instance of it. It's not defining a logical proposition -- that's just you extracting more gaurantees from th…

Post by FireBeyond » Mon, Mar 01, 2021, 10:01 PM UTC

ktta wrote: post #39

fortran77 wrote: post #8

Earlier quoted context omitted.

What makes you believe this is not intentional?

Maybe because it's been quite a while since Apple Card was released and this is the first time we're hearing about it?

Post by ac29 » Mon, Mar 01, 2021, 10:03 PM UTC

ProfessorLayton wrote: post #143

nullserver wrote: post #125

Earlier quoted context omitted.

A surprise 17,000 electric Bill? I don’t hear about it much anymore but for years was terrified of making a cell data mistake and ending up with a 40k+ bill.

Not sure I understand this, because autopay or not, if you accrue a 17k bill for a service then that's what's due unless you negotiate otherwise, and the lack of autopay is irrelevant. If you're worried about funds disappearing unexpectedly, many major U.S. banks wave checking account fees with direct deposits setup. It's trivial to setup a bank account with multiple checking/savings accounts, where one account is fu…

Post by [deleted] » Mon, Mar 01, 2021, 10:10 PM UTC

zepto wrote: post #114

IgorPartola wrote: post #105

Earlier quoted context omitted.

These posts do have a very specific feel to them, in that it's about how a perfectly rational engineering decision leads to bad UX. Upgrades that lock down the system further are probably good for most people, but not for developers. Missed payment leads to account lockdown is how an engineer would think to set things up, but not someone who's advocating for the user's experience. All the stuff with their new chips.…

> Even if it is a larger evil competitor, these do seem like legitimate problems. I’m asserting that they are likely to be legitimate. My suggestion is that the reason we are hearing about them so much at the moment could be Facebook’s influence in setting a tone which encourages people to write about problems we didn’t otherwise hear about. But yes - it absolutely could be a symptom of a breakdown in management some…

Post by URSpider94 » Mon, Mar 01, 2021, 10:12 PM UTC

dmix wrote: post #97

jbtule wrote: post #76

Earlier quoted context omitted.

Apples Customer agreement-> Definition -> “Account” means the Apple Card consumer credit account opened for you under this Agreement Default actions -> WHAT IS THE EFFECT OF BEING IN DEFAULT If you are in default, we may take any of the following actions to the extent permitted under applicable law: • Continue to charge you interest as long as you have an outstanding Account balance; • Lower your credit limit; • Decl…

> Suspend or close your Account I guess account is one whole system the way they built it so it includes his iCloud and whatnot. This should be last resort solution for Apple. I’m thinking well past 3 months of notifications or something, maybe even a year, considering it goes beyond just the card itself. Or just not have it affect other services at all.