10'ish years ago I remember people being mad at the cable companies for bundling all the channels together into all-or-nothing options. Why did I have to pay for ESPN when I just want the SciFi channel? Here we are today with lots of options where you only pay for what you want and now people want them all bundled back together again!
That's why I don't really believe people who claim that having to pick a streaming service is a burden too great to bear and can only be resolved through piracy. I don't think the issue is too little choice, too much choice, too much cost, or two much mental overhead—I think they just want to pirate and find a reason to use for the moment.
Truth is, because of greed of the IP holders, the existing legal avenues of getting media are garbage and, on top of that, subscribing to several services costs more money than reasonable - all that starts to outweigh the aforementioned risk. And the risk is going down now that pirates run streaming sites too, which shield viewers from liability.
See also Steam, and how game piracy dwindled down thanks to cutting out the bullshit. And wrt. mental overhead, just look at how unhappy gamers are now that more companies are trying to compete with Steam by launching exclusives, making it necessary to install additional game launchers (which are almost universally garbage).
People are not lying in their complaints.