Earlier quoted context omitted.
On one of many playthroughs of the original Phantasy Star, I saved up 15K for the Diamond Armor by killing low level baddies and then breezed through the game until the end game.
Well, you didn't get to "cheat". When we were kids, my cousin figured out a way to make Fallout 2 playthrough much easier. From the starting location, he would immediately head down to a particular late-game location in which you could acquire a Power Armor (the second-best armor in the game). He avoided getting killed by high-level random encounters by discovering that you could escape almost any of them if you mash…
Not sure how you could get power armor early.