Earlier quoted context omitted.
What is evidence then? Something of choosing that is impossible or just impractical to meet, or who's goalposts can keep changing indefinitely?
A bad result is not evidence that a system failed or did anything wrong. To show a problem with the system, you need to show, for example, that other systems do things differently in a way that would have avoided what happened here.
My husbands suicide shows theres something very wrong with US insurance industry
141–150 of 179 posts
Re: My husbands suicide shows theres something very wrong with US insurance industry
#142Earlier quoted context omitted.
>There are levels of depression (or other circumstances) at which people are actual drains on their family. Committing suicide almost certainly guarantees further suicides within that close family. Children especially... years later. In certain social circles (teenage suicide), it heightens the risk of further teenage suicides, even among non-peers in some cases. Unless the facehugger has just laid an egg in your gut…
> Committing suicide almost certainly guarantees further suicides within that close family. Not sure why this is downvoted. https://www.cambridge.org/core/journals/the-british-journal-... "The experience of losing a parent to suicide is a strong and independent risk factor for suicidal behaviour in offspring."
Re: My husbands suicide shows theres something very wrong with US insurance industry
#143Earlier quoted context omitted.
> Committing suicide almost certainly guarantees further suicides within that close family. Not sure why this is downvoted. https://www.cambridge.org/core/journals/the-british-journal-... "The experience of losing a parent to suicide is a strong and independent risk factor for suicidal behaviour in offspring."
Because causation != correlation. This could just as easily be explained as "severe depression has a genetic factor".
We also know that's not the full story, and that people who lose a parent at a young age for any reason are more likely to struggle emotionally.
Re: My husbands suicide shows theres something very wrong with US insurance industry
#144Earlier quoted context omitted.
> No one is making the claim that the cost of service would be $0. Quite obviously. I am making the claim that the cost will be prohibitive to handle via charity, especially as a national healthcare strategy, as proposed upthread.
Do you not agree that charity/philanthropy is already an essential part of the US healthcare strategy?
I do not think charity makes up a particularly signficant portion of that cost, no.
Re: My husbands suicide shows theres something very wrong with US insurance industry
#145Earlier quoted context omitted.
Great example! I go and ask Gemini about the American equivalent, and get this: > Roughly 40% of the U.S. population resides in federally designated Mental Health Professional Shortage Areas (HPSAs). The shortfall is severe: the national average wait time for care is 48 days, with over half of all U.S. adults with mental illness going completely untreated . Is an 18 month wait worse than an infinite wait? What's the…
I’m not making a point about UK wait times; we’re talking about LLMs as a research tool. I’m using a link I found through Google search as an example to show why LLMs are useful for such questions. As I said in my post, the problem with looking at articles to find an answer is that I don’t know if the data is cherry picked to push a narrative. Your Gemini query actually proves my point. Average wait times for mental…
And I'm noting that what and how you ask matter.
(As do the basic factual flubs they make. I use LLMs a lot on code! I don't trust LLMs on code as a result. Useful? Sure. But "I asked Gemini" really adds little to a conversation about something so complex as comparing healthcare between nations.)
> So it looks like 50% of mental health issues go untreated in the UK as well. Doesn’t that show the value of using LLMs to pull out facts, instead of reading articles that wraps the facts up in spin?
If you ignore the "common" qualifier in there, sure. Are you comparing apples to oranges?
Re: My husbands suicide shows theres something very wrong with US insurance industry
#146Yes, there is something wrong with the insurance industry. But there is something wrong with the hospitals, doctors and drug companies too. The whole system is broken. Hospitals try to eke out the most out of insurance companies, often providing services that are unnecessary. Pharmaceutical companies charge US patients significantly higher rates than in other countries. Don't put all the blame on insurance companies.
it's inherently the wrong model for providing a necessary feature of life (health), and combine it with a highly litigious society, and well, this is the result
Re: My husbands suicide shows theres something very wrong with US insurance industry
#147Earlier quoted context omitted.
> I also understand the hesitancy to pay for two months at a “retreat-like inpatient psychiatric facility.” > In publicly funded system, it’s likely facilities like this would not exist or would be strictly private pay. In France, 80% is paid by the public healthcare if a psychiatrist greenlit you, which still make you liable for ~30€ per day in a room you share with another patient (and if you want a private room it…
The trade-off appears to be[0]: > Le délai d’attente d’un lit disponible est en moyenne de 3 à 4 semaines 3 to 4 weeks vs. the next morning in the article. Interesting. I wonder what would have happened in the intervening weeks. 0: https://clinique-du-parc.ramsaysante.fr/vous-%C3%AAtes-patie...
Re: My husbands suicide shows theres something very wrong with US insurance industry
#148Earlier quoted context omitted.
Do you not agree that charity/philanthropy is already an essential part of the US healthcare strategy?
US healthcare costs are $16k/person/year. I do not think charity makes up a particularly signficant portion of that cost, no.
Re: My husbands suicide shows theres something very wrong with US insurance industry
#149Earlier quoted context omitted.
US healthcare costs are $16k/person/year. I do not think charity makes up a particularly signficant portion of that cost, no.
That's not the question I asked, but you're still heading down the road to being incorrect. The fact is that charitable giving, need-based aid, philanthropic donations, government assistance, and other forms of subsidy fund *roughly half of the sum total American healthcare costs.* That's trillions of dollars.
That's not charity!
Re: My husbands suicide shows theres something very wrong with US insurance industry
#150Earlier quoted context omitted.
What gets me is that they probably could afford it out of pocket but didn’t want to deplete savings. For a clear case like this, an insurance denial shouldn’t even be shared with the suicidal patient, their spouse should shield them from that and just pay from their checking account. The life of your spouse is worth more than a few more dollars in retirement.
Calling it a "few dollars" is probably disingenuous, although we don't know the personal circumstances. For many, this could be a "life-changing" quantity of money.