Earlier quoted context omitted.
The government doesn't need a warrant to access bank records, as per the US's banking laws. They just need an administrative subpoena, which doesn't have to be signed off by a judge. This is not and example of the government sidestepping laws through a third party. You just don't like the existing laws, and would prefer to make certain things illegal that are presently legal.
There wouldn't be any identity linked for an anonymous bank account to 'access', were it not for the warrantless search of your papers required under KYC but done via private entity (sidestepping 4th amendment) to open an account. That part is done without even a subpoena. That is, the US banking laws force private actors, under color of law, to systematically inspect the papers of those opening an account, which con…
> Always easier when you can avoid the law and just buy it off the shelf. (Emphasis mine)
No law is being avoided, neither in your banking example nor in the situation with Clearview. To be sure, people can have whatever opinion on the law that they want. But I do want to make it clear the the government is not "avoiding" any law here.