Earlier quoted context omitted.
Why would the malware industry benefit from digital message privacy? If you're the victim, just hand over the relevant chats yourself. Otherwise, just follow the money. And if the attackers are sitting in a country whose banks you can't get to cooperate, intercepting chat messages from within that country won't do you any good either. Also, if someone has malicious intent and is part of a criminal network, the people…
”Follow the money”. Yes, let’s decide that no bank is to have anything to do with crypto from next year. And not do business with other banks that accepts crypto. That would help stop fraud much more effective than Chat Control.
The challenging regulations around technically anonymous crypto currencies require you to actively make trackable arrangements with your financial service providers. VERY few people will ever do this, and therefore if anything suspicious were to occur, all you've achieved is putting yourself on the suspect list preemptively.