Number two is flat out wrong. The majority of knowledge that you need to know is not bleeding edge and does not become outdated by the time a curriculum is formed. In fact, you can't even understand the bleeding edge research without first understanding what came before it. If by institutions, we are talking about universities, then they are one of the best places to access vast amounts of information and experts on…
The only part of point two I like is to not have faith. Never have faith in anything. Always observe, reason, and experiment. That seems wrong. Without believing in both yourself and in something beyond yourself (it doesn't necessarily have to be physically real), there's little point in observing, reasoning, or experimenting. Expertise in epistemology doesn't help much if you've got no normative philosophies for app…
What else should I believe in?
I don't believe that gravity is real, I just operate my life on the assumption that it exists and is predictable. It's working great so far.
I don't believe climate change is real, but I accept the evidence provided, and will continue to do so until such time as I'm provided with further evidence to consider.
I don't believe my mother loves me, I'm quite satisfied that she does. I have enough evidence.