Earlier quoted context omitted.
Do you have your password manager database and private keys backed up in a way that would survive if you have a fire? A lot of people may think they have backups of stuff like this but unless you remember to grab that thumb drive out of your desk drawer (assuming you're home) a fire might still destroy them.
No, no, I don't have my passwords anywhere but in a paper notebook. And I don't have any other copies. That's what I meant by "my reckless behavior". What percentage of people use a password manager? I think on iOS/macOS it's pretty high because Safari offers to save them, but what about non-technical users in general? As to why I don't use a password manager, I think that the probability of some bug or hack or whate…
There are options like KeePass or Bitwarden that allow you to store your own database file wherever you see fit or self host, respectively.
> The smart thing to do, which I unfortunately don't, is to memorize a handful of passwords and use a password manager for the rest. E.g. remember bank password, use a password manager for Chipotle and Five Guys.
This is the way that I mitigate risk as well. My email password is not present in the db, nor is my checking.