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Debit card apps for kids are collecting a shocking amount of personal data

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Re: Debit card apps for kids are collecting a shocking amount of personal data

#141

Post by 7d7ddhherg »

helloworld11 wrote: post #114
leetcrew wrote: post #112

Earlier quoted context omitted.

> Did your bank/ATM stop accepting it? not OP, but my bank literally does not accept cash deposits at its branches, nor does it operate any ATMs. I'm pretty sure I could deposit cash at a 3rd party ATM, but I've never tested that. anyway, I only visit an ATM a few times a year on the rare occasion that I do business with someone who only accepts cash. > Do you never settle debts with your friends? all the time, with…

And here we have one more example of how our world is turning into an utterly dystopian shit hole of total always-on surveillance. But hey! Never mind all that and its implications. Gotta have that convenience, and of course, that sweet, sweet 3-5% cashback thing... So much better than a modicum of privacy in the intimate details of a daily life. God help us if a truly authoritarian Hitler or Stalinist-type regime cr…

Yeah! Screw useful things! Anyone who bases their choices on utility may as well get in their car right now to go hunt Jews for the pogrom.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#142

Post by jonheller »

quesera wrote: post #133
jonheller wrote: post #72

My son has a Greenlight card. It's been fantastic for helping him understand allowance, savings, charity in a more modern age than when I used to get cash I put in an envelope with a table on the front. It's taught him about interest and he's able to see quick results (especially when I started his savings account at something crazy like a 500% interest rate to encourage him). As others have mentioned, cash is near u…

> especially when I started his savings account at something crazy like a 500% interest rate Yikes. What are you going to do when your child learns about compound interest? The "Parents are untrustworthy and break promises" lesson sounds like a bad plan to me!

I thought starting him at an 8% interest wouldn't give him the motivation. After a few months we had a talk and he saw the power of compound interest based on these crazy numbers, and we've adjusted it downwards since then. Of course he was a bit disappointed but understood this was closer to the real world.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#143

Post by jonheller »

swiley wrote: post #108
jonheller wrote: post #72

My son has a Greenlight card. It's been fantastic for helping him understand allowance, savings, charity in a more modern age than when I used to get cash I put in an envelope with a table on the front. It's taught him about interest and he's able to see quick results (especially when I started his savings account at something crazy like a 500% interest rate to encourage him). As others have mentioned, cash is near u…

>but cash is also near useless for me. Did your bank/ATM stop accepting it? Do you never settle debts with your friends?

Honestly I completely forgot ATMs accepted cash! And my bank doesn't even have branches within 500 miles. As for friends, I mostly use Square Cash or Apple Pay (or, hesitantly, Venmo, though even with all the privacy enabled I don't love it).

Re: Debit card apps for kids are collecting a shocking amount of personal data

#144

Post by nix23 »

rightbyte wrote: post #116
nix23 wrote: post #111

Earlier quoted context omitted.

On his saving account, i think that's a pretty good motivation to save money then to use a debit card...i thinks it's a great idea.

I think I will borrow your idea. That is about 3% per week.

I personally would go even higher, for a child a week is a really long time...maybe like a month for us old ones ;)

Re: Debit card apps for kids are collecting a shocking amount of personal data

#145

Post by e7r7eu3gf »

skeeter2020 wrote: post #81
nkrisc wrote: post #37

Earlier quoted context omitted.

If those kids are actually their friends, they’ll make it work.

haha! or they'll make it work by not being friends. If a social group is based around playing a specific online game, why would they be friends with your kid if they don't even play?

You can't use a dismissive tone on HN just because someone said something obviously stupid and indicative of poor social understanding. No wonder you got voted into the grey.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#146

Post by handrous »

watwut wrote: post #139
handrous wrote: post #129

Earlier quoted context omitted.

Basically all effective punishment a school might use, if humiliation and corporal punishment are off the table (obviously, they are), ends up inconveniencing the parents. The most a school can directly do to a kid that doesn't inconvenience parents is make them stay in a different room than usual during school hours (in-school detention). Most other options have been (and I'm not arguing they shouldn't have) elimina…

I am glad my kids teachers were not thinking this way and managed class with less helplesness.

Schools vary a lot. At some it's very easy not to appear, or be, helpless. At others, nearly impossible. Most of the reason for the difference is who's attending, and the attitudes of their parents. Teachers tend to prefer the easy ones—which are also usually the "good" schools, academically—even at lower pay. The differences in stress level, and in how easy or difficult it is to be, or to seem to be, good at one's job, can be extreme.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#147

Post by chana_masala »

vmception wrote: post #109
kube-system wrote: post #99

Earlier quoted context omitted.

It's a reference to the green background messages in iMessage, which indicate that the other person is not using iMessage.

And to add further, they don’t know they are being excluded from some more interactive imessage group chats or at the very least talked about or noticed They rationalize their choices with “I don't want to be around superficial people like that anyway” not realizing just how many people are judging and questioning their decision making process “oh god someone thats going to talk my ear off about all the control they…

> They rationalize their choices with “I don't want to be around superficial people like that anyway”

This is such a laughably exaggerated view. I would bet less than 1% of Android users choose not to use Apple because of some anti-superiority viewpoint.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#148

Post by nkrisc »

e7r7eu3gf wrote: post #145
skeeter2020 wrote: post #81

Earlier quoted context omitted.

haha! or they'll make it work by not being friends. If a social group is based around playing a specific online game, why would they be friends with your kid if they don't even play?

You can't use a dismissive tone on HN just because someone said something obviously stupid and indicative of poor social understanding. No wonder you got voted into the grey.

If you think what I said was obviously stupid or indicative of poor social understanding, you should respond to me directly and at least explain why you think that.

When I was a kid, friendships were made in person: at school, extra curricular activities, at the park, etc. Maybe I’m so out of touch and kids never actually see each other face to face anymore and live entirely online these days. My friends and I did play games online together, and at school we’d brainstorm games that we could all play together. The point was to do stuff together, so we’re fine ways to make sure we were doing stuff together.

Are you telling me things have changed so much that nobody makes friends in person anymore?

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