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Stripe Issuing – An API for creating physical and virtual cards

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Re: Stripe Issuing – An API for creating physical and virtual cards

#141

Post by ceejayoz »

mehrdadn wrote: post #134
ryandrake wrote: post #85

Earlier quoted context omitted.

As a credit card customer it would be nice to be able to generate one or more temporary cards (physical or not), which are authorized for one transaction only, but are otherwise identical to my main card. That way I can use it with a merchant I simply don’t trust to have their act together, then safely toss it in the trash.

Have you looked into the existing options? Citi and Bank of America for example support virtual card numbers (virtual account numbers and ShopSafe, respectively).

Capital One does, as well. Unfortunately, it requires a browser extension, which I'm not a big fan of.

Re: Stripe Issuing – An API for creating physical and virtual cards

#142

Post by dsnuh »

rb808 wrote: post #91

Are CC numbers always unique? Or can there be multiple people with the same number but different expiry codes (or others). I always wondered if we'd run out of cc numbers. 10^16 is a big number, but take out the checksums and unused blocks I'd guess we're down to only a few thousand per person.

Each issuer has 1 trillion possible account numbers.[0]

[0]https://www.creditcards.com/credit-card-news/credit-card-app...

Re: Stripe Issuing – An API for creating physical and virtual cards

#143

Post by lachyg »

faet wrote: post #105

Will this be opened up for all stripe customers or will it remain invite only? If so, is there a planned date?

(I work on Issuing.) Our product philosophy is making things as widely available as possible; we won’t be shy about letting the world know when we do.

Re: Stripe Issuing – An API for creating physical and virtual cards

#145

Post by mehrdadn »

ceejayoz wrote: post #141
mehrdadn wrote: post #134

Earlier quoted context omitted.

Have you looked into the existing options? Citi and Bank of America for example support virtual card numbers (virtual account numbers and ShopSafe, respectively).

Capital One does, as well. Unfortunately, it requires a browser extension, which I'm not a big fan of.

Ah, yes, the UI (Flash-based in the cases I mentioned!) is definitely clunky, so it's not surprising Capital One's is similar. They also tend to hide the feature a little bit for some reason; it's not prominently displayed. But otherwise it's there and nevertheless usable if you can find it. If you need it on literally a daily basis, though, it might not be smooth enough to be comfortable.

Re: Stripe Issuing – An API for creating physical and virtual cards

#146

Post by gant »

akeating wrote: post #111
ryandrake wrote: post #85

Earlier quoted context omitted.

As a credit card customer it would be nice to be able to generate one or more temporary cards (physical or not), which are authorized for one transaction only, but are otherwise identical to my main card. That way I can use it with a merchant I simply don’t trust to have their act together, then safely toss it in the trash.

I've been watching Revolut who introduced something like this a while back https://blog.revolut.com/introducing-disposable-virtual-card...

I used that for a while, until a billing network banned me for using too many cards with my name.

Re: Stripe Issuing – An API for creating physical and virtual cards

#147

Post by mnehring »

helper wrote: post #75
morcutt wrote: post #18

Earlier quoted context omitted.

Look at https://privacy.com/

Can you use privacy.com without installing the chrome extension?

Sign up for Privacy.com seems to be only in the app or with the extension, but after you sign up, you can sign in just in the browser and view your virtual cards. (I hope this comment will soon be outdated - a fix for that would be nice.)

Re: Stripe Issuing – An API for creating physical and virtual cards

#148

Post by felix_nagaand »

fragmede wrote: post #137
xeromal wrote: post #129

Earlier quoted context omitted.

I've been using products that facilitated this for the past 10 years and one has yet to stick. Paypal had a firefox extension that did this about 10 years ago. https://getfinal.com/ was fantastic and I used it for about 2 years. I was one of the first 700 applicants. It worked exactly as you described and you could even set dollar limits for monthly recurring charges. They folded earlier this year and I was sad to se…

GetFinal was acquired by Goldman Sachs which may or may not fit your definition for "folded".

Probably to shelve the idea.

Re: Stripe Issuing – An API for creating physical and virtual cards

#149

Post by voltagex_ »

tezza wrote: post #121
ryandrake wrote: post #85

Earlier quoted context omitted.

As a credit card customer it would be nice to be able to generate one or more temporary cards (physical or not), which are authorized for one transaction only, but are otherwise identical to my main card. That way I can use it with a merchant I simply don’t trust to have their act together, then safely toss it in the trash.

entropay.com has similar virtual cards for a ~4% fee

Entropay.com is great - I use it for sites that really don't want my Australian dollars (normally this is enough for me to never buy from them, but sometimes I really do need the product). The cards are "American", but appear to be issued somewhere in the EU - I've had the number rejected by someone, maybe Sling?

I do wonder if I'm getting flagged as a higher fraud risk when I use it, though.

Re: Stripe Issuing – An API for creating physical and virtual cards

#150

Post by julianozen »

fragmede wrote: post #137
xeromal wrote: post #129

Earlier quoted context omitted.

I've been using products that facilitated this for the past 10 years and one has yet to stick. Paypal had a firefox extension that did this about 10 years ago. https://getfinal.com/ was fantastic and I used it for about 2 years. I was one of the first 700 applicants. It worked exactly as you described and you could even set dollar limits for monthly recurring charges. They folded earlier this year and I was sad to se…

GetFinal was acquired by Goldman Sachs which may or may not fit your definition for "folded".

Check out privacy https://privacy.com/
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