The problem is that this is $100/mo with limits. At work I use Cursor, which is pretty good (especially tab completion), and at home I use Copilot in vscode insiders build, which is catching up to Cursor IMO. However, as long as Microsoft is offering copilot at (presumably subsidized) $10/mo, I'm not interested in paying 10x as much and still having limits. It would have to be 10x as useful, and I doubt that.
Whoever is paying for your time should calculate how much time you’d save between the different products. The actual product price comparison isn’t as important as the impact on output quality and time taken. Could be $1000 a month and still pay for itself in a day, if it generated >$1000 extra value. This might mean the $10/month is the best. Depends entirely on how it works for you. (Caps obviously impact the total…
They don't. They toss a coin.