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FICO and the Credit Bureau Cartel

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Re: FICO and the Credit Bureau Cartel

#131

Post by BizarroLand »

dragonwriter wrote: post #118
BizarroLand wrote: post #103

Earlier quoted context omitted.

From what I gather in the Federalist Society Papers, the original intent was that we would reinvent our country every 25 years or so, draft a new constitution and incorporate all of the changes that we needed to continue to function with the precept of being a great society, "Of the people, by the people, for the people". However, requiring 100% of states to affirm the new constitution was difficult enough in 1776 wh…

> From what I gather in the Federalist Society Papers, the original intent was that we would reinvent our country every 25 years or so I think you are confusing in name the Federalist Papers with the modern and, except in attempt to steal glory, unrelated Federalist Society, and confusing in substance the Federalist Papers with a letter written by Thomas Jefferson to John Adams in which he expressed the conclusion th…

You're probably right. I was quoting from memory and memory is unreliable. Thanks for the clarification!

Re: FICO and the Credit Bureau Cartel

#132

Post by comte7092 »

Dalewyn wrote: post #130
comte7092 wrote: post #127

Earlier quoted context omitted.

> Remember, the US is a federation of sovereign States and POTUS as Chief Executive of the Federal government represents and is chosen by the States thereof. Each State represents its citizens respectively. This isn’t even accurate from the perspective of 1789. The articles of confederation created a model akin to what you’ve outlined. The constitution created a quasi blend of popular representation and state level r…

>This isn’t even accurate from the perspective of 1789. The articles of confederation created a model akin to what you’ve outlined. The constitution created a quasi blend of popular representation and state level representation in the federal government as a result of several different compromises in order to form a stable national government. The Constitution vests all powers with the people, and certain powers are…

> The States in turn delegate certain powers to the Federal government at the pleasure of the States.

This is blatantly false. The constitution explicitly states that that it draws its power directly from the people “we the people” in the preamble. From the the supremacy clause explicitly states that the constitution is the fundamental law of the land, and that the heiarchy from there is federal law, treaties and then state law. The caveat being that the federal government is delegated limited, enumerated powers by the constitution.

Re: FICO and the Credit Bureau Cartel

#133

Post by comte7092 »

Dalewyn wrote: post #130
comte7092 wrote: post #127

Earlier quoted context omitted.

> Remember, the US is a federation of sovereign States and POTUS as Chief Executive of the Federal government represents and is chosen by the States thereof. Each State represents its citizens respectively. This isn’t even accurate from the perspective of 1789. The articles of confederation created a model akin to what you’ve outlined. The constitution created a quasi blend of popular representation and state level r…

>This isn’t even accurate from the perspective of 1789. The articles of confederation created a model akin to what you’ve outlined. The constitution created a quasi blend of popular representation and state level representation in the federal government as a result of several different compromises in order to form a stable national government. The Constitution vests all powers with the people, and certain powers are…

> The benefit to smaller States in the EC is nearly if not perfectly identical to that in Congress because apportionments are deliberately identical.

Due to the equal weight of the two houses of congress, the senate is disproportionately powerful in a way that two electoral votes are not.

Re: FICO and the Credit Bureau Cartel

#134

Post by Dalewyn »

comte7092 wrote: post #132
Dalewyn wrote: post #130

Earlier quoted context omitted.

>This isn’t even accurate from the perspective of 1789. The articles of confederation created a model akin to what you’ve outlined. The constitution created a quasi blend of popular representation and state level representation in the federal government as a result of several different compromises in order to form a stable national government. The Constitution vests all powers with the people, and certain powers are…

> The States in turn delegate certain powers to the Federal government at the pleasure of the States. This is blatantly false. The constitution explicitly states that that it draws its power directly from the people “we the people” in the preamble. From the the supremacy clause explicitly states that the constitution is the fundamental law of the land, and that the heiarchy from there is federal law, treaties and the…

Here's the thing though: The Constitution and amendments thereof are (re)written and ratified by the States at the States' pleasure, which answer to the Peoples of the States respectively. The Federal government cannot modify the Constitution by itself, it's at the mercy of the States and their Peoples.

Thus the pecking order: People > States > Federal.

The People can demand their respective States to modify the Constitution as desired to (re)define the powers delegated from the People to the State and Federal governments.

Re: FICO and the Credit Bureau Cartel

#135

Post by comte7092 »

Dalewyn wrote: post #134
comte7092 wrote: post #132

Earlier quoted context omitted.

> The States in turn delegate certain powers to the Federal government at the pleasure of the States. This is blatantly false. The constitution explicitly states that that it draws its power directly from the people “we the people” in the preamble. From the the supremacy clause explicitly states that the constitution is the fundamental law of the land, and that the heiarchy from there is federal law, treaties and the…

Here's the thing though: The Constitution and amendments thereof are (re)written and ratified by the States at the States' pleasure, which answer to the Peoples of the States respectively. The Federal government cannot modify the Constitution by itself, it's at the mercy of the States and their Peoples. Thus the pecking order: People > States > Federal. The People can demand their respective States to modify the Cons…

The states didn’t write nor did they ratify the constitution (it was done at special conventions separate from the state governments themselves), nor do they write amendments.

I honestly don’t know what to tell you at this point. This is basic constitutional history and legal theory, the federal government draws its authority directly from the people.

Re: FICO and the Credit Bureau Cartel

#136

Post by Dalewyn »

comte7092 wrote: post #135
Dalewyn wrote: post #134

Earlier quoted context omitted.

Here's the thing though: The Constitution and amendments thereof are (re)written and ratified by the States at the States' pleasure, which answer to the Peoples of the States respectively. The Federal government cannot modify the Constitution by itself, it's at the mercy of the States and their Peoples. Thus the pecking order: People > States > Federal. The People can demand their respective States to modify the Cons…

The states didn’t write nor did they ratify the constitution (it was done at special conventions separate from the state governments themselves), nor do they write amendments. I honestly don’t know what to tell you at this point. This is basic constitutional history and legal theory, the federal government draws its authority directly from the people.

Regardless of whether Congress or the States pedantically write new amendments, they must be ratified by 3/4ths of all States in the Union. Ergo, the States ultimately write what goes into the Constitution, and the States answer to their Peoples respectively.

The Constitution itself was also ratified by 9 of 13 States to start.

Congress and thus the Federal government cannot modify the Constitution by themselves, they serve at the pleasure of the States.

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