That has included me, in the past. It is stupid easy to accidentally have a debt to a hospital. For families, sensible privacy rules at clinics can mean that it is very hard to choke point bills to a single person. To the point that I asked every time if I owed money when I did checkups to be told that we did not. Only to later find that my family did, in fact, have a bill due. For a while. Recently I'm getting it wi…
I like Kaiser in that sense. None of this separate bills monkey business. In fact, for my plan, no bills at all. Just upfront co-pays and then you're done paying.
I really like Kaiser as well, but afaik, they are one of the most expensive providers out there. I've only had Kaiser once, many years ago and the company dropped them because the cost to insure each person was significantly more expensive per person than everyone else. This was in a place where the average age was less than 35. I can only imagine what it costs now, especially for companies with a higher age average.