This scares the crap out of me. Is there any way to migrate existing subscriptions from Stripe to another provider if you get banned like this?
Tell HN: Stripe killed my music locker service, so I'm open sourcing it
131–140 of 180 posts
Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#132I'm very confused by the pricing here. $20/month ($240/year) gives you only 2TB of storage. But Backblaze's consumer product provides unlimited storage for $7/month (or $70/year). The offering closest in price is the $5/month one here, which only gives 250 GB - a very big difference for people with large music collections. I get that this provides additional value on top of the Backblaze consumer offering, but at the…
Backblaze B2 and Backblaze's Personal Backup product are completely different and have completely different pricing strategies and customers. B2 is priced at $5/TB/mo in storage, so this is 2x that. But the service also has to cover API costs and transit egress fees, so you can't just run it exactly at market price, either. I guess you could just put all your music on a Personal Backup account and use whatever music…
Yes, I get that this adds value on top of Backblaze (e.g. Dropbox is not just rsync), though even then, usually services that resell or build on top of an established commodity product (e.g. storage) model their own pricing models off of the underlying commodity, which is why I was surprised.
But I didn't realize that Backblaze B2 had a completely different pricing scheme. This makes more sense now.
Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#133Earlier quoted context omitted.
Why is it so hard to fix your processes instead of relying on the HN Support Forum for the privileged few that know it’s an option?
What's the maximum number of false positives they are allowed to have before you consider the process "fixed"? And do you think it would be an improvement if they purposefully didn't check HN for bad support experiences?
It'll be fixed when the number of "but they denied my appeal with a short template response" drops to 0. A template response means they didn't even read the appeal, which has nothing to do with the original false positive.
Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#134Earlier quoted context omitted.
You have a choice when you partner with a payment gateway. You can work with a laissez-faire gateway. It will not exist for long, because your company will be people who figured out they're not complying with various laws, so they will either disappear without a trace, or in the worst case scenario, take you down with them. You may end up having to explain to various authorities what you were doing. Or, you can work…
Or you can forge ahead and accept cryto payments which will reduce your customer pool but eliminate fraud
> but eliminate fraud
How does crypto eliminate fraud? It eliminates KYC and AML (until you try to turn crypto into fiat), and you probably won't be held accountable for accepting a fraudulent transaction (yet), but stolen crypto wallets are definitely for sale and being used:
https://cybersecurityventures.com/dark-web-price-list-crypto...
Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#135Earlier quoted context omitted.
I'm just happy to be in an exclusive club that can request stripe support on demand.
There's a 2016 cutoff unfortunately. Anyone joining after that date does not get the premium HN VIP support package. Our messages go to /dev/null with the rest of the plebs.
And those of us who recycle our social media accounts routinely are just SOL.
Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#136Instead of closing your service, may I recommend switching to payplug.com ? Started as a small smartup, now bought by a french main bank chain but has english documentation, very clean API, easy to get support, low fees. Easily handle refunds, payment link, payment page integrated or separate, 3D Secure, subscription/recurring payment, etc etc ... Been using them for a few companies the past year and a half, and migr…
Thank you for the suggestion. I'll check it out.
Would it be a good idea to have multiple payment methods ? So that if one goes down this way, the other still exists ?
"Not all eggs in the same basket" ?
Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#137Earlier quoted context omitted.
In what way is uploading the music you bought to private cloud storage illegal? Google Music asked me to upload songs and I did. Is Google really going to get sued to oblivion? I doubt it.
Google Music (fka Google Play Music) have license agreements! e.g. https://www.cmrra.ca/socan-csi-strike-licensing-deal-with-go... Part of the reason google/youtube are quasi-monopolistic is that they've already been through all of this, they've had the arguments and the lawsuits in various different territories, and they've reached agreements and paid money to deal with the copyright issues.
They had matching though, so if you had a lousy quality mp3 that matches through audio fingerprinting it would be upgraded.
Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#138Can you start the free trial anytime after registration? I'd like to register to poke around but wouldn't be ready to start using it yet.
Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#139Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it
#140Earlier quoted context omitted.
Today its $5 MRR... tomorrow it could turn into millions annually. They are shooting themselves in the foot. They live to give startups a leg up in terms of monetizing. I doubt this issue would take more than an hour for someone to look at it and realize someone goofed internally. Hell, someone internally goofed and wasted more money probably by not being thorough thereby forcing further time wasted.
Stripe approves accounts without underwriting.. They wait until the account begins to process transactions before underwriting.. This is the result.
I don't believe this to be true. In the US you have KYC laws which are a part of underwriting. We also use Stripe Connect which also onboards new stripe accounts and can watch the automated underwriting happen.