Well done lads! Just on their customer service - really great. I'm a novice developer hacking together my first webapp and the people I dealt with at stripe were excellent, very patient and helpful. Best of luck with it.
Stripe: instant payment processing for developers
131–140 of 369 posts
Re: Stripe: instant payment processing for developers
#132US only. Well, I kind of knew it before even hitting FAQ. A bit of a rant here, but it's crazily difficult to do so many interesting things when you don't live in top-20 country (Lithuania here) Stripe? Nope. BrainTree? Nope. Recurly? Nope. Something else... Likely, Nope. And so, the only way to get paid is to deal with some of the most expensive and oldest gateways and merchant accounts. Oh, and: Hulu? Nope. iTunes?…
Have you looked into incorporating in the UK? It's probably quite a bit of hassle up-front but should solve this type of problem. Unlike in many (most?) European countries, incorporating a limited company in the UK is pretty cheap and straightforward in itself.
Re: Stripe: instant payment processing for developers
#133I operate in what the credit card processors consider to be a "high risk industry". It's nearly impossible for myself or my competitors to get a merchant account without a reserve. In other words, for every $1 we charge, the merchant bank holds X% in reserve (until we hit a certain threshold). Thus, if we tried to defraud customers by selling bad products and then "disappearing," the merchant bank could use the reser…
Yup, dealing with risk is a hard problem that we're giving a lot and thought and effort to. We rely a lot on online info to verify identity, which gives us some advantages. But yes, we're working hard on mitigating the risks involved with fraud.
Re: Stripe: instant payment processing for developers
#134Question for boucher: Can stripe be used for affiliate payments, perhaps by issuing credits?
Probably best to send an email to support@stripe.com to figure out specific cases like this.
Re: Stripe: instant payment processing for developers
#135Is this real? Am I dreaming? This sounds too good to be true. Someone pinch me, please. (Is there an app for that?)
Re: Stripe: instant payment processing for developers
#136Is the TOS(Terms of Service) a work in progress? Currently "not found." https://manage.stripe.com/tos
Sorry about that. https://stripe.com/tos is the correct link. We'll get it fixed.
Thanks for the update. I did have one other question and wasn't sure where to post it here. What's your timeline for a Perl API binding?
Re: Stripe: instant payment processing for developers
#137Stripe pretty much takes payment processing kicking and screaming into 2011. Merchant accounts are a serious drag. I've opened a few and they've been nothing but headaches (especially if you're young—nobody trusts you.) Couple that with getting a gateway account, dealing with credit checks, monthly fees, monthly minimums, slow people in the payments industry, PCI compliance... Stripe takes payments and put them behin…
> Maybe if you're charging millions of dollars, you should use a regular merchant account.
You should probably still use Stripe in this case. (Some people already are.) We scale up pretty well. Everything that you get with a merchant account (correct statement text, money held in your name), you get with Stripe.
Additionally, there are some advantages for large businesses that would make Stripe more attractive than a merchant account: transfer reporting and detailed reconciliation tools make a big difference to people doing high throughput.
Re: Stripe: instant payment processing for developers
#138US only at the moment. Anyone know if they have plans for the UK? I would dearly love to say goodbye to PayPal forever.
We're definitely working on expanding to other countries. There's no definite timeline just yet, but it's one of our top priorities.
the day its possible to use your service in europe/austria, i sign up.
payment is a real pain in the neck and a rip-off in europe.
Re: Stripe: instant payment processing for developers
#139Their signup process threw me for a loop. You just click into the dashboard, then fill in a name and password later. It looks like just visiting the front page gives you an account, because the sample code is already using some generated API tokens. I've considered doing something similar for my own side project, but went with the more standard sign up because I was worried it would be confusing (as it was to me, for…
Yeah, it does sometimes confuse people. This is something we're considering about changing (the flow worked differently when we were invite only), but we thought it was worth experimenting with a little longer. Mostly, I think it depends on the type of app you have. For something like 280 Slides (a previous project I worked on), it makes a lot of sense to get started right away without having to sign up. We'll see ho…
This is extremely confusing. Thought it was just a test account. Left depressed because I couldn't sign up.
Re: Stripe: instant payment processing for developers
#140Their signup process threw me for a loop. You just click into the dashboard, then fill in a name and password later. It looks like just visiting the front page gives you an account, because the sample code is already using some generated API tokens. I've considered doing something similar for my own side project, but went with the more standard sign up because I was worried it would be confusing (as it was to me, for…
Agreed. I figured out that setting my username and password and clicking saved seemed to work. Even if I'm not going to add all my info now, I like creating my account to come back to. It felt like I could do everything but that.