Earlier quoted context omitted.
I can't tell if this is satire or not.
Looking at their comment history, I think they're actually serious.
it's clearly satire, just because he's into crypto doesn't mean he can't be cheeky about it
Apple unveils contactless payments via Tap to Pay on iPhone
131–140 of 736 posts
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#132Earlier quoted context omitted.
Thanks, I was actually pretty confused by this at first glance. As a non-Apple-user I've never personally used the feature, but I still thought that stuff like Tap to Pay was a somewhat large selling point for the Apple Watch. So for a second I wondered if I had just been drastically misunderstanding how that worked for a long time and had somehow never actually checked/verified that iPhones/Watch could do that.
I use it nearly every day and definitely for almost every purchase I make. I no longer carry around a wallet now that digital IDs are a thing and have only had 1 situation in the last 6 months where I needed a physical card because they had TTP disabled on their terminal.
That's impressive, I want to live where you do! I swear there's one major retailer by me (never remember until I'm at the terminal) that still has tap to pay disabled. Catches me every time.
I'm down to just a 4 card MagSafe wallet (credit/debit/ID/car key), but I'd love to get to just a phone. Sadly I'm sure Wisconsin will be another 5-10 years before supporting digital ID.
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#133Whinge: but the term "Tap to Pay" winds me up. "Hover to Pay" maybe, or "Contactless" makes sense. But tap the card reader with your card and you disturb the touchscreen and cancel the payment. Don't tap it's a trick.
Yeah, I never understood why "tap" and "contactless" became synonymous in this context, given that "tap" is an onomatopoeia for the sound of two objects making contact . Is it possible that "contactless" actually refers to lack of electrical contacts (i.e., not using the gold pads)? We already have plenty of words for this idea: radio, wireless, inductive. Or is the intent to mean no physical contact whatsoever such…
For most people, I bet it's more of a marketing term. When people hear "contactless", they might think that someone can steal your credit card number or charge you just by being in the same area.
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#134Earlier quoted context omitted.
I honestly don't see what's so revolutionary about this. Why would anyone shell out multiple hundreds of € when a device that accepts payments can be purchased for a fraction of the iPhone price? E.g the most expensive device here [1] is only 120 €, and it can also print the bill. The cheapest that does the job is a mere 20 €.
The UX of an iPhone is much better than most legacy card terminals and as others have said, many people already own one and thus wouldn't need anything other than installing an app.
Think of all the e waste and logistics saved by avoiding third party payment hardware that would’ve previously been needed to support accepting contactless payments.
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#135Whinge: but the term "Tap to Pay" winds me up. "Hover to Pay" maybe, or "Contactless" makes sense. But tap the card reader with your card and you disturb the touchscreen and cancel the payment. Don't tap it's a trick.
Well, "Hover around hunting for the NFC antenna" is less catchy than "Tap to Pay".
I always assumed the term tap to pay caught on since the early EFTPOS terminals had the NFC antenna in a separate portion of the terminal, or under a non-touchscreen panel, so the tap of a credit card wasn't detrimental to the user experience, and now we're stuck with the term.
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#136Impactful to Square?
Maybe, depending on how much of their revenue comes from hardware sales.
Eventually they'll just be an app that runs on the phone, making it significantly easier for a business to signup to use their service.
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#137Can it receive contactless payment from android phones (e.g. google pay)?
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#138Three interesting implications from this press release: - Stripe as the first user of the SDK vs Square: For any small business starting this spring, I can't think of a reason why they wouldn't use and iPhone+Stripe to start off. Zero hardware cost (assuming they have an iPhone), no need to wait for hardware delivery. - NFC will be coming to the iPad. - The ability to keep the same hardware but switch payment network…
There are established people in this space with very easy to setup solutions, like Zettle (PayPal) for example - who also offer connected receipt printers, barcode scanners, tablet/phone terminals and integrations with ecommerce, accounting and so on. The only real advantage I can see Apple having is if they charged a lower transaction fee, but it's going through Stripe, so no - 2.9 % + 30c versus 1.75 %. I don't think waiting for hardware is a major factor - you can get a terminal shipped next day if you want.
I mention Zettle because it's hugely popular in the UK. A lot of market traders use them, which has probably saved a lot of businesses that would traditionally be cash-only. COVID has helped to encourage cashless purchasing too. Europe generally has always been pretty ahead with contactless payments (Zettle was a Swedish fintech before PayPal bought them).
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#139I was using my phone for contactless pay but stopped during the pandemic because I realized it was more cumbersome than using a credit card to do the same thing. The phone tries to scan my face, fails because of the mask, then just waits for a hot second to see if my face might change shape, then prompts for a password. With the credit card, I just swipe it over the reader and I'm done.
Re: Apple unveils contactless payments via Tap to Pay on iPhone
#140I would really like to see it become normal for tipping people this way (that isn't at a cash register / tap) but with AirDrop. For example, I recently had movers. I went out of my way to get a cash tip for them earlier. It would have been nice to skip that and just ping it at them somehow without awkwardly saying "Hey friend do you have Venmo? Apple Pay? CashApp? I'd like to tip you. What's your phone number?! Let m…
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He went out of his way because he simply doesn't carry cash anymore, what's so hard to grasp?
I live in a capital city in Europe and I hardly ever have cash at hand because EVERYONE accepts credit cards, I can even go days without reaching for my wallet because of NFC.