121–130 of 253 posts
Earlier quoted context omitted.
I think the point here was "see if you might already have enough space to spare", not "get extra space for the sake of a home gym".
And the next commenter's point is that space is so expensive in SF, that no one just has an extra room on hand that they don't already use.
Fully in favor of this. I recently had to cancel a subscription that had no "cancel subscription" button and instead forced you to contact customer service so they could try to sell you on discounts and etc. No, just let me cancel and get on with my day. Unfortunately, it seems health clubs(and I assume gyms?) are exempt from this when they are like 80% of the problem.
Geico insurance is like this. You have to call to cancel the policy.
Fully in favor of this. I recently had to cancel a subscription that had no "cancel subscription" button and instead forced you to contact customer service so they could try to sell you on discounts and etc. No, just let me cancel and get on with my day. Unfortunately, it seems health clubs(and I assume gyms?) are exempt from this when they are like 80% of the problem.
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That stops the payment from happening. But it does not stop your contractual obligation to pay. So it really depends on the business and how much information they have about you, and if they are dirty enough to send you to collections for it. A gym is likely going to send you to collections. An online SaaS is more likely to just cut you off and cancel the account.
> But it does not stop your contractual obligation to pay. Can't you Americans just send a certified letter informing a business of your intent to cancel and asking them to send you a final bill (if any) to settle payments within a specified time limit? That should cover you legally?
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The American personal banking experience feels so shady and insecure. Afaict companies often have the ability to pull money out of my bank account or credit card, that's just the way subscriptions work here. I just have to trust they don't abuse it. In my home country we've had a national system for electronic invoices for ~10 years which allows you to receive invoices to your bank account. You can remove any such en…
Same here in my country. It feels so weird that the service provider has the ability to just charge a card in the US if you enter the three things printed on the card. That would cause a lot of frauds if it happened here. Fortunately, the central bank has strict regulations here and we need to authorize a payment by using a password or an OTP.
I’ve had it happen a couple of times. It’s a minor inconvenience to switch over any subscriptions to a new card, but it has never cost me a penny.
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During the pandemic, I built a home gym in a spare space at home for a couple hundred dollars. I'm never paying for a gym again.
Unfortunately in most of the Bay Area, even just the floor space to have anything remotely usable as a home gym would cost many hundreds of dollars per month.
1. dumbbells
2. screw a pullup bar into the ceiling joists
3. burpees
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One local gym chain in my area doesn't accept credit card for monthly membership. You have to give them direct access to your bank account EDIT: Fit4Less is southern Ontario
And does anyone give them bank account access?
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Unfortunately some of the nastier vendors (gyms are notorious for doing this) will then send the charge to collections, resulting in a worse outcome. Further, credit card companies will likely reject your chargeback before it even gets to this stage since they require evidence that one tried a good faith attempt to cancel.
For which you'll have a paper trail in email where they outright refused to cancel upon clear instructions to do so. Sending the charge to collections and having you incur more stress and undue charges would be incredibly foolish on their end.
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> I'm never paying for a gym again. I believe for most gymgoers, a primary purpose of going to the gym is to hang out with your gym friends. If you just want exercise, you can do body weight exercises for free; a couple hundred dollars is overkill.
This doesn't ring true to me; most people at the gyms I've been to don't talk to anyone. I think most people actually want the equipment, mainly the squat rack, bench press, and treadmills. I personally love bodyweight exercises but I still feel I'm missing something without heavyweight squats and deadlifts.
Just go out for a jog. Fresh air is far better for you anyway than stinky gym air.
Earlier quoted context omitted.
> But it does not stop your contractual obligation to pay. Can't you Americans just send a certified letter informing a business of your intent to cancel and asking them to send you a final bill (if any) to settle payments within a specified time limit? That should cover you legally?
I had to do exactly this to stop a company from delivering heating oil to my house. This increases the amount of time required to cancel by at least an order of magnitude.