Earlier quoted context omitted.
They will outright REFUSE to give you a quote...forget out-of-network, even IN network?! This is so astonishing cause you would assume they have NEGOTIATED the rate given its in network so there is little variability in what can be charged by the doctor and what can be thrust upon the customer. ex. if you charge $100K more than other in-network doctors, good luck, cause the insurance company is only paying the doctor…
They bill based on the procedures done and might not have that information until after the fact. I'm not saying it's a good way to do things. Opening a price list, it looks like one hospital charges ~$5000 for a knee replacement without major complications, and then the matching price for one with complications is $30000. So how do they quote that when the complications can be unpredictable? Which of course just says…
They said it was fine though because insurance would actually cover it.
But they were wrong on that account too.
In comparison, the actual fertility clinic we went to was upfront and told us the price of everything ahead of time.
Everytime I've had to deal with a hospital the billing experience has been a nightmare. Fuck hospitals.