121–130 of 231 posts
Is there a way to read the article without signing up or subscribing?
I have this bookmarklet that I click every time I visit a page that is paywalled, as many are open if referred via Google: javascript:(function(){location.replace('http://www.google.com/search?q='+document.URL)})()
Honest question. There aren't debit cards in the united states? They are simple plastic cards like credit carda but the bank is withdrawing your money directly from your account. There is not debt involved.
Many credit cards have cash-back or other rewards. It's easy to see the dual appeal of the reward, plus a month's worth of float on the payment.
It corrupts everyone and everything down to each penny, on every transaction. Everyone along the line where the money flows is incentivised to get you a) hooked on credit cards and b) on paying by credit cards. The issuer, the merchant, the card institute, the processors in between and even the buyer get's a cut from the exorbitant high fees.
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Considering it is 2016, many Landlords have some form of payment processor they can use to accept credit card payments. Love it, as it's how I get a ton of miles / points for money I'm already spending anyway.
With the additional 2-3% that is charged, it comes out to about very similar to purchasing the points directly. Like Amex SPG costs $157 for 5000 points. If I pay my $1500 rent via my Amex but with an additional $50 premium, after 3 months, I have 4500 points for $150, versus being able to purchase 5k points for $157. If I spend $525, I can get 20k points. So it's better for this particular card to put aside the extr…
I have been thinking a lot lately on how the credit card rewards/payback and fee split works - I dislike it.
I know some may criticize this, but I cut up my credit card soon after moving into my first apartment. My wife and I use debit cards exclusively, but I know it's only a matter of time before our card numbers get skimmed online or through a hacked terminal. Does anyone know of any measures we could take to minimize the effects when that does happen?
Wouldn't that feel like a debit card too?
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Please stop with this heart-breaking narrative about the unequal in income, starving americans. It's about iphones and clothes, not groceries.
> Nearly half of Americans would have trouble finding $400 to pay for an emergency. http://www.theatlantic.com/magazine/archive/2016/05/my-secre...
Do you budget your money out and track every transaction? It sucks to be in that situation, but there are always things you can do to improve it.
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Thanks for this. Was about to go nuts about how useless an average is on this sort of thing.
Well the median is an average so... And honestly both averages should be presented together, paints a terrifying picture
Take [0,2,100]: average is 34, but median is 2.
Honest question. There aren't debit cards in the united states? They are simple plastic cards like credit carda but the bank is withdrawing your money directly from your account. There is not debt involved.
If you're good with money, debit cards are a waste for the most part. You can get credit cards that pay you at least 1-1.5% for every purchase. They're basically paying you to spend your money.
If you're bad with money, steer clear of credit and stick to debit though.
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Please stop with this heart-breaking narrative about the unequal in income, starving americans. It's about iphones and clothes, not groceries.
iPhones and new clothes are exactly the kinds of things that the middle classes can't really afford, but think of as normal.
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Your landlord accepts credit card payments and you pay him/her with your credit card? No different than any other vendor. Mine charges like 2% or something to cover costs.
"Mine charges like 2% or something to cover costs." What I meant to ask was, "How do you pay rent with credit (without paying $30-40 each month for the privilege)?"