If you want to live in a city, it's not the cost of the house that kills you: it's the dirt. In Seattle, where I live, my property tax statement tells me that my (large, nice) house is worth roughly half as much as the land it sits on. Given that these domes don't float, you still need a place to put 'em. If your goal is to opt out of the cost of housing - an evil which this blog post expounds upon at length - your f…
Exactly. This structure basically assumes you're living in the country somewhere. If you're willing to move out to the country, on a programmer's salary you could quickly save enough to pay cash for a smallish, newly constructed home with many modern comforts, such as "rooms".
And I don't have a mortgage on my 2500 sq. ft. house. No living "in the country" necessary. ;) Similar house prices can be had in Denver proper as well, though I'm in more of a suburb.
Programmers can make a lot of money. If you don't waste it all, it's not hard to save up a lot. I only do paid work about half the time now; the other half I work on my own projects.