Have a foldable bike as well, but in Japan, generally you have to put the folded bike in a bag as well. So it’s always just a little bit of extra friction. Then again, taking the front wheel of my road bike takes an extra minute. Then i can put it on the train as well. That’s when I start questioning my decisions no matter whether I took the foldable one or non foldable one.
Now partially that's just my laziness and trajectory in life, but I haven't used the bag once (I'm not even sure how to use the bag, it's...complicated?). And the bike was folded only once, when I moved.
About a year later I bought a road bike because I wanted better climbing and longer distances and more comfort. Ultimately, for me the folding bike - while great fun in general, it's fast and agile - was kind of the wrong choice.