Is this something they've been planning? Or is this a reaction to the saber rattling over in Russia?
Offline card payments should be possible no later than 1 July 2026
111–120 of 581 posts
Re: Offline card payments should be possible no later than 1 July 2026
#112Some context might be useful here. I spent some time living Sweden not too long ago and Swedes practically don't use cash. It's usually not said out loud, but cash is often considered to be dirty and criminal, to the point that most don't have any at all. Digital payments are very convenient and deeply integrated, so long as you have a local ID which allows you use the local payment system Swish etc. This worked nice…
How do kids get pocket money in Sweden? I can't imagine grandparents handing over prepaid debit cards to 8 years old to go buy candy at the neighborhood store?
Where I grew up, (sadly) it's not been common since at least 50 years for 8 year olds to go buy candy at a neighborhood store by themselves. Parents had to drive us everywhere.
Re: Offline card payments should be possible no later than 1 July 2026
#113Some context might be useful here. I spent some time living Sweden not too long ago and Swedes practically don't use cash. It's usually not said out loud, but cash is often considered to be dirty and criminal, to the point that most don't have any at all. Digital payments are very convenient and deeply integrated, so long as you have a local ID which allows you use the local payment system Swish etc. This worked nice…
> "It's usually not said out loud, but cash is often considered to be dirty and criminal ..." Are you sure this isn't impression you've gotten from isolated reactions involving a small number of individuals, perhaps just a single individual? I can't relate to the sentiment at all, having lived here for just over three decades and experiencing the popularity shift from cash to debit card. I can, in fact, not recall a…
Not sure its considered criminal and dirty. I agree its more a convenience thing. There is no need ever to have cash (other than when payments systems are down but then lots of stores systems in general are down). I don't even think I have seen any cash for many years.
Re: Offline card payments should be possible no later than 1 July 2026
#114Earlier quoted context omitted.
> "It's usually not said out loud, but cash is often considered to be dirty and criminal ..." Are you sure this isn't impression you've gotten from isolated reactions involving a small number of individuals, perhaps just a single individual? I can't relate to the sentiment at all, having lived here for just over three decades and experiencing the popularity shift from cash to debit card. I can, in fact, not recall a…
I come from the UK where not accepting cash is only ok in hipster areas of London (or, was at the time). When I joined my gamedev studio I had colleagues asking me why I had cash, and many of them didn’t even recognise what it looked like (there was a switchover of the notes a year or two prior). There was an insinuation that I would use it for drugs. So, I suspect that the parent is right here.
Sounds like they were pulling your leg.
Re: Offline card payments should be possible no later than 1 July 2026
#115Earlier quoted context omitted.
I come from the UK where not accepting cash is only ok in hipster areas of London (or, was at the time). When I joined my gamedev studio I had colleagues asking me why I had cash, and many of them didn’t even recognise what it looked like (there was a switchover of the notes a year or two prior). There was an insinuation that I would use it for drugs. So, I suspect that the parent is right here.
Natives asking why someone has cash, and not even recognizing bank notes...? It sounds so absurd that I'm certain you're exaggerating wildly. If not, you've had an outlier experience during a limited window of time in the country. Just like the parent. This isn't really representative. Add.: another poster suggested that someone had a bit of a laugh with you by saying it, which is also entirely possible. Basic joke.
I'm Swedish I honestly havent seen the new banknotes (other than on images on the internet).
Re: Offline card payments should be possible no later than 1 July 2026
#116Pedantically speaking, offline card payments are already possible _now_. E.g. see the Square documentation about that.[1] However, it requires that all the parties involved (issuer, acquirer, payment network, merchant) allow it, and there are certain limits. One of the linked documents[2] in the riksbank press release has more details about what they expect from these parties. [1] https://squareup.com/help/us/en/arti…
Fundamentally it's all extensions of credit, right? The question is who is taking on credit risk in these transactions and how is everything settled when the power comes back. Presumably, everything is somewhat reversible and there is some dispute resolution process.
Re: Offline card payments should be possible no later than 1 July 2026
#117Earlier quoted context omitted.
I come from the UK where not accepting cash is only ok in hipster areas of London (or, was at the time). When I joined my gamedev studio I had colleagues asking me why I had cash, and many of them didn’t even recognise what it looked like (there was a switchover of the notes a year or two prior). There was an insinuation that I would use it for drugs. So, I suspect that the parent is right here.
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Re: Offline card payments should be possible no later than 1 July 2026
#118Earlier quoted context omitted.
complicated. star/plus/cirrus etc - pure debit-only networks - aren't accepted on a plane debit cards that are on one of the credit card rails (visa, mastercard, etc) are very common. those work because they're just a normal visa transaction
> those work because they're just a normal visa transaction I wouldn’t be so sure about that. In some payment situations you’re asked whether you’d like to have the transaction go through as debit or as credit—so those two must be different somewhere. And probably in more than just a bit in a packet, as, for example, paying with debit Visas or MasterCards (normal ones, not Electron resp. Maestro) in the Netherlands (…
They use largely the same rails/network (for example Mastercard). The only meaningful difference is on how and when funds are reconciled.
Some payment providers ask up front to simplify the flows as it's not totally trivial to determine what sort of card it is, and also because different fees apply - historically some merchants added specific fees to basket etc. (less so nowadays but the UI convention sticks)
Re: Offline card payments should be possible no later than 1 July 2026
#119Earlier quoted context omitted.
> "It's usually not said out loud, but cash is often considered to be dirty and criminal ..." Are you sure this isn't impression you've gotten from isolated reactions involving a small number of individuals, perhaps just a single individual? I can't relate to the sentiment at all, having lived here for just over three decades and experiencing the popularity shift from cash to debit card. I can, in fact, not recall a…
> Are you sure this isn't impression you've gotten from isolated reactions involving a small number of individuals, perhaps just a single individual? Swedish here. The impression is common. Sweden is a small country and has long had a fairly cohesive culture. The culture has decided that digital payments are the way. Deviation from the collective way is always suspect.
> The impression is common.
No.
Re: Offline card payments should be possible no later than 1 July 2026
#120Some context might be useful here. I spent some time living Sweden not too long ago and Swedes practically don't use cash. It's usually not said out loud, but cash is often considered to be dirty and criminal, to the point that most don't have any at all. Digital payments are very convenient and deeply integrated, so long as you have a local ID which allows you use the local payment system Swish etc. This worked nice…
How do kids get pocket money in Sweden? I can't imagine grandparents handing over prepaid debit cards to 8 years old to go buy candy at the neighborhood store?
Kids have their own debit cards with their own bank accounts. Others can transfer money to the kid's account.