Earlier quoted context omitted.
you should use neovim distributions like LazyVim.
I did use Lazyvim. It was definitely better (though I spent a fortune in time modularizing is plugins). It just doesn't feel like a great solution for a variety of reasons. You're still a little on the hook for plugins and LSP configs. You're beholden to the distro e.g. if Lazy ever grows obsolete, Lazyvim could go too. In a perfect world there would be a neovim core (what it is now) and a formal neovim distro.
That is my only concern, too. But I decided not to worry. Getting into LazyVim was very easy, so I'm not concerned potentially having to switch to another distro or IDE.