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Paying consumer debts is basically optional in the United States

pluralistic.net

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Re: Paying consumer debts is basically optional in the United States

#111

Post by BasedAnon »

flangola7 wrote: post #85
cj wrote: post #67

Earlier quoted context omitted.

This may be hard for HN readers to believe given the anti-employer sentiment in many threads here, but... My friend owns 15+ apartment buildings in "not so desirable" neighborhoods. He deals with a lot of tenants who don't pay rent and eventually he has to evict them. 3 months ago he was evicting someone for not paying rent for 12+ months, and a week before the police were going to help get the tenant out of the apar…

Landlords that own entire apartment buildings are parasites, so there's not going to be very much sympathy. Most parasite species are mitigated much more directly once detected by a human host.

I'm kind of tired of this thinly-veiled socialist sentiment.

Re: Paying consumer debts is basically optional in the United States

#112

Post by aaomidi »

BasedAnon wrote: post #111
flangola7 wrote: post #85

Earlier quoted context omitted.

Landlords that own entire apartment buildings are parasites, so there's not going to be very much sympathy. Most parasite species are mitigated much more directly once detected by a human host.

I'm kind of tired of this thinly-veiled socialist sentiment.

Then offer a proper argument that supports making profit off of owning property.

Re: Paying consumer debts is basically optional in the United States

#113

Post by BasedAnon »

aaomidi wrote: post #112
BasedAnon wrote: post #111

Earlier quoted context omitted.

I'm kind of tired of this thinly-veiled socialist sentiment.

Then offer a proper argument that supports making profit off of owning property.

i have the power to do so, and i like to do so, so i will do so. what's your argument for stopping me?

Re: Paying consumer debts is basically optional in the United States

#114

Post by orestarod »

antisthenes wrote: post #102
flangola7 wrote: post #85

Earlier quoted context omitted.

Landlords that own entire apartment buildings are parasites, so there's not going to be very much sympathy. Most parasite species are mitigated much more directly once detected by a human host.

What's your address and how soon can I move in? DM is okay, if you don't want to post it on the internet.

Why should they welcome you in the house they use to LIVE in? As opposed a house they use to make money out of, without contributing anything to society, like landlords do?

Re: Paying consumer debts is basically optional in the United States

#115

Post by eadmund »

orestarod wrote: post #114
antisthenes wrote: post #102

Earlier quoted context omitted.

What's your address and how soon can I move in? DM is okay, if you don't want to post it on the internet.

Why should they welcome you in the house they use to LIVE in? As opposed a house they use to make money out of, without contributing anything to society, like landlords do?

Landlords contribute plenty to society: they provide optionality. Without landlords, folks would be forced to pay or borrow hundreds of thousands of dollars ahead of time to build or purchase homes[0]; they would be forced to incur more severe transaction costs (having to sell) when moving; they would be forced to find the funds to handle maintenance issues; they would be forced to have a significant portion of their net worth tied up in housing. A tenant avoids all of that: he only has to make a relatively small deposit; he can leave relatively quickly and easily; he can rely on someone else to handle maintenance; he doesn’t care if housing prices decrease. Those benefits are not free, of course: they cost money, because they have value.

Indeed, given how many people flat-out couldn’t afford to buy in a world without landlords, landlords prevent homelessness. Just like farmers, distributors and grocers prevent starvation.

Re: Paying consumer debts is basically optional in the United States

#116

Post by antisthenes »

orestarod wrote: post #114
antisthenes wrote: post #102

Earlier quoted context omitted.

What's your address and how soon can I move in? DM is okay, if you don't want to post it on the internet.

Why should they welcome you in the house they use to LIVE in? As opposed a house they use to make money out of, without contributing anything to society, like landlords do?

There are plenty of live-in landlords that rent rooms to people and live in the same house.

Many renter commenters assume that anyone owning a house automatically owes the society to provide housing to those that don't. Of course such people don't actually like taking care of the house or pretend that depreciation and maintenance don't exist.

You should probably fix that also, no? Unless you want all housing to look like abandoned blocks in Detroit.

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