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Visa's marketing opt-out has been down for over a week. Is this a legal issue?

marketingreportoptout.visa.com

111–120 of 161 posts

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#111
post #80

Earlier quoted context omitted.

Do individuals have standing against FTC if they don't action ? Lack of FTC action is causing you material harm , or is there immunity against FTC as well?

> Do individuals have standing against FTC if they don't action ? You can petition them, certainly. Individuals and business are not able to sue the FTC.

Why can't you sue the FTC?

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#112
This has been true for "Camel" (cdr R.J Reynolds, cddr British American Tobacco) promotional emails for months. I've been through the unsubscribe workflow several times but still receive emails. I do appreciate the irony - it's as hard to unsubscribe as it is to quit smoking!

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#113
post #80

Earlier quoted context omitted.

Do individuals have standing against FTC if they don't action ? Lack of FTC action is causing you material harm , or is there immunity against FTC as well?

Quoted post unavailable.

Yes. My time is highly valuable. As is my ISP pipe and my thought processing. Spam steals that, and you'll find no quarter with most tech folks because this is the societal default.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#114
post #80

Earlier quoted context omitted.

Do individuals have standing against FTC if they don't action ? Lack of FTC action is causing you material harm , or is there immunity against FTC as well?

Quoted post unavailable.

That is like saying if I steal a dollar from your pocket do you really care about that but I can steal a dollar from millions of people and get rich.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#115
post #80
post #60

Earlier quoted context omitted.

> could be open to a class-action lawsuit from people they email with no ability to opt-out. CAN-SPAM does not grant standing to individuals. The only recourse individuals have under CAN-SPAM is to report the violation to the FTC and hope the FTC does something about it.

Do individuals have standing against FTC if they don't action ? Lack of FTC action is causing you material harm , or is there immunity against FTC as well?

Anecdotal, but the FTC has teeth.

I noticed I was getting billed by AT&T for South Carolina taxes when I'd been living in Oregon for 3 years. Literally hadn't left the state of Oregon since I'd arrived.

I added up the fees in a spreadsheet and it came out to $51. I called AT&T and fought with their customer support who offered me "as a one time courtesy refund $25" and escalating to a manager wouldn't change that.

I submitted a complaint to the FTC, and not long after I got multiple calls and voicemails from AT&T "Executive Customer Service" or something, and when I finally took the call they breathlessly offered me a full refund for the exact amount right up front with no haggling.

It was remarkable.

Can you believe they called ME to fix their fuckup? And then paid me?

Could you imagine if that was the level of customer service you always got?

So out of sheer loyalty I immediately switched to Ting and have saved thousands of dollars since.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#116
post #111

Earlier quoted context omitted.

> Do individuals have standing against FTC if they don't action ? You can petition them, certainly. Individuals and business are not able to sue the FTC.

Why can't you sue the FTC?

Anybody can sue anybody. Winning though...

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#117

When I tried to get my annual credit report, I find that the credit agencies constantly have trouble validating my identify online even though I have one of the simplest reports. A single same address for decades, no loans, paid off every month. They randomly will say that I can't be verified, and I need to snail mail them copies of a bunch of identifying documents to get my credit report. I imagine this is a common…

If they can't verify your identity with enough confidence, would you prefer they just show the report anyway?

It's possible that your situation being so simple is exactly what makes it hard for them to be confident that the requestor is you.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#118

This is what is so frustrating about companies harming many people by small amounts. There is no actual recourse for the individuals. If an individual missed a credit card payment by mistake, the bank would assuredly charge them a late fee, report the payment to the credit agencies, etc. But when the company makes a mistake like this, no penalty, no consequences. It really should be the other way around—we should ext…

Gah, it's an asymmetric war. I feel like, as programmers, we should be able to leverage automation for individuals to fight back smarter where corpos fight harder. Might be hard to do without incurring the ire of the state, whose allegiances will probably not lie with the bearded fat man spamming Visa's webforms with the contents of their own emails or whatever.

The computer fraud and abuse act was quickly installed to prevent exactly this kind of levelling of the playing field in America.

Bank of America's website would let you change account numbers in the URL bar after logging in and see someone else's account. The CFAA was on their side.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#119

Nah cos big corps just do what they want with no penalties unless they piss off enough people that the politicans feel like they need to make a point.. ...we're well into gangster capitalism now

You say gangster capitalism. I also hear late stage capitalism and other such modifiers being thrown around a lot. When has power ever been limited? Certainly not in any communist society that’s existed so far, nor under feudalism, or even earlier capitalist societies to my knowledge (did the Roman’s not have this problem?).

>When has power ever been limited?

When we cried "Taxation without representation", shot them, and kicked them out of our country. This is literally the reason for the second amendment.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#120

Earlier quoted context omitted.

Maybe it's usually not limited throughout history, but our current particular flavor of collapse is late stage capitalism.

What is the collapse? What is late stage about it? What is the next stage? These words have always felt so meaningless to me...

Crashing birth rates, crashing home ownership, stagnant wages, billions of dollars in riot damage, skyrocketing sexlessness among young men, highest inflation in a century...
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