Reading this and reading the comments I became aware again how lucky I am to be born in a place with strong customer protection and strong data protection laws. Wow. I imagine a dealership doing this here in Germany. Even repossession isn't that easy in Germany. In Germany, you have to go the official route and get the vehicle seized by the bailiff. Installing a tracking device without clear informed consent would go…
This German article [0] from 2022-02-03 for example mentions cars storing some usage data:
> In summary, it can be said that data is constantly being recorded for all cars, which allows conclusions to be drawn about the usage profile, the intensity of use, the number of drivers or even the driving style. A few examples of data evaluation and transmission:
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Usage profile:
Separate storage of the kilometers driven on the freeway, country roads and in the city
Number of individual journeys, broken down by kilometers
Charging and discharging cycles with time, date, mileage
Utilization data of the combustion engine in plug-in hybrids
Regular GPS data with status report of important vehicle data
Hours of operation of the vehicle lights, separated according to individual light sources
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Driving style:
Number of electric belt tightenings (how often do you brake hard?)
Entries for excessive engine speed or temperature (speeders)
Charge and cell voltage of the drive battery
Duration, how as long as the driver uses the various modes of the automatic transmission (continuous/manual/sport)
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Intensity of use/number of drivers:
Number of adjustments of the electric driver's seat (allows conclusions to be drawn about the number of drivers)
Number of media inserted in the CD/DVD drive
Duration and time d he phone calls
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[0] https://www.adac.de/rund-ums-fahrzeug/ausstattung-technik-zu...