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Spotify and Google Announce User Choice Billing

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Re: Spotify and Google Announce User Choice Billing

#111
post #87
post #66

Earlier quoted context omitted.

I know that a consumptionist attitude is popular these days, but as a user of something like Spotify I would surely prefer as much as possible of my monetary contribution ending up with Spotify and the musicians instead of in the hands of a company controlling the market place. To the people who think the exorbitant fees are okay: Imagine a world with no cash. Now the payment card companies decide they want 30% of al…

> To the people who think the exorbitant fees are okay: Imagine a world with no cash. Now the payment card companies decide they want 30% of all transactions. You think that would be reasonable? Since we are heading to a world with no cash, what's stopping the card companies from doing that after there's no way back? This is why I use cash as much as possible - to delay that day.

EU capped the rate to 0.3% for credit cards. That's also why there are no US cashback style deals or those weird point programs.

Re: Spotify and Google Announce User Choice Billing

#112
post #45

As a user, why would I choose this? I only see a benefit to developers for this, but from a user prospective going with another system is a downgrade. Assuming google works like Apple (correct me if I am wrong), disabling a subscription should be able to happen from a central location with a click or 2. If I instead go with the billing through a company not only do they now have my credit card information, but I have…

I suspect you’re right about this. I would love to see the data on how many users end up choosing Spotify’s payment system over Google Play Billing.

Re: Spotify and Google Announce User Choice Billing

#113
post #67
post #45

As a user, why would I choose this? I only see a benefit to developers for this, but from a user prospective going with another system is a downgrade. Assuming google works like Apple (correct me if I am wrong), disabling a subscription should be able to happen from a central location with a click or 2. If I instead go with the billing through a company not only do they now have my credit card information, but I have…

Perhaps you might want your spotify account be able to operate independantly from google? I see similarities to google SSO. For some people, being able not remember more credentials is worth giving google more power over your life, for others google SSO is a non-starter and the would much rather make a seperate account with different credentials. Some people would rather use single use virtual credut card numbers tha…

Or monthly SEPA transfers. That I can set and revoke at will. I wish that there was an error-proof (on my side) way to set the exact amount though. And a range acceptable for the company for what day of the month to do the transfer.

I don't understand why I would need to go through anyone else for this than my bank(s) ?

Re: Spotify and Google Announce User Choice Billing

#114
post #87

Earlier quoted context omitted.

> To the people who think the exorbitant fees are okay: Imagine a world with no cash. Now the payment card companies decide they want 30% of all transactions. You think that would be reasonable? Since we are heading to a world with no cash, what's stopping the card companies from doing that after there's no way back? This is why I use cash as much as possible - to delay that day.

> This is why I use cash as much as possible - to delay that day. A big thing discouraging me from using cash is how suspicious people are of you when you pay in cash. I've definitely gotten weird looks from cashiers when doing so, especially when you pay in larger bills (like $100).

Why would I care what a cashier _thinks_ of me when I pay for products with common legal tender? It's a completely normal means of transaction in exchange for products and services.

Re: Spotify and Google Announce User Choice Billing

#115
post #83
post #66

Earlier quoted context omitted.

I know that a consumptionist attitude is popular these days, but as a user of something like Spotify I would surely prefer as much as possible of my monetary contribution ending up with Spotify and the musicians instead of in the hands of a company controlling the market place. To the people who think the exorbitant fees are okay: Imagine a world with no cash. Now the payment card companies decide they want 30% of al…

Then let's focus on lowering that percent instead of making the situation worse for consumers. However to be clear, that percent is in the same area that game consoles and I believe Steam (someone correct me?) charge. And we accept that. When the 30% rule for the App Store came down, our smart phones were basically the same as a game console. Most people did not expect these devices to become the central part of all…

> than sure the percent needs to be lowered and I am not arguing that

Yes to 0% and any percentage of revenue should be made illegal. Google and Apple can charge whatever fixed values they want or even charge based on a wide variety of vectors but a % of revenue should be explicitly illegal that kind of blatant rent seeking is a quintessential example of something the government needs to stamp out.

Re: Spotify and Google Announce User Choice Billing

#116
post #51

I do see one potential customer benefit: rather than increasing your attack surface by giving two companies your CC info you just give one (google). In theory Google is going to have more security than a bunch of smaller companies. I use Apple Pay whenever possible for this precise reason. I don't want to trust Target with my CC info. Of course since under this scheme the company I'd be sharing my card info with is t…

[deleted]

Re: Spotify and Google Announce User Choice Billing

#117
post #66

Earlier quoted context omitted.

I know that a consumptionist attitude is popular these days, but as a user of something like Spotify I would surely prefer as much as possible of my monetary contribution ending up with Spotify and the musicians instead of in the hands of a company controlling the market place. To the people who think the exorbitant fees are okay: Imagine a world with no cash. Now the payment card companies decide they want 30% of al…

Absolutely. I want 100% of the money to go to Spotify and I want a centralized one-click cancel, that looks the same for all subscriptions. That's an unlikely combination. So the viable alternative is a middle ground. A central app store and subscription management takes a cut/adds a tax. I'm ready to pay say 1% or 2% for that service.

I think https://privacy.com is close to that. You get a virtual credit card number for every single service that you sign up for, and you can simply disable them in a centralized place.

It works on the web but it is still a hassle to use on mobile. I imagine Apple can potentially do this using Apple Card, but I don't think this is going to happen any time soon.

Re: Spotify and Google Announce User Choice Billing

#118
post #66

Earlier quoted context omitted.

I know that a consumptionist attitude is popular these days, but as a user of something like Spotify I would surely prefer as much as possible of my monetary contribution ending up with Spotify and the musicians instead of in the hands of a company controlling the market place. To the people who think the exorbitant fees are okay: Imagine a world with no cash. Now the payment card companies decide they want 30% of al…

Absolutely. I want 100% of the money to go to Spotify and I want a centralized one-click cancel, that looks the same for all subscriptions. That's an unlikely combination. So the viable alternative is a middle ground. A central app store and subscription management takes a cut/adds a tax. I'm ready to pay say 1% or 2% for that service.

I'd rather 100% of the money go to the artists, personally. It is possible in many cases, but not with Spotify (or Google, Apple, etc). Middlemen want their cut, and Spotify cuts as deeply as Apple (google, steam, microsoft, sony, etc) does.

Re: Spotify and Google Announce User Choice Billing

#119

> Together, we’ll work to innovate in how consumers make in-app purchases, deliver engaging experiences across multiple devices, and bring more consumers to the Android platform. I wanna vomit. The fix is just deleting 3 lines of your policies. The world will innovate on its own. No need to limit innovation to a couple companies who are big enough to negotiate.

agreed. both of these companies --google and apple-- have leadership that see this as a hill to die on. Apple looks ready to go to the guillotine for the right to gouge startups, while Google seems more amicable to try obfuscation tactics to keep their hand in the cookie jar.

my opinion: a couple million dollars invested in F-Droid might do the world a whole lot of good. if you were say, epic, you might consider an anonymous donation.

Re: Spotify and Google Announce User Choice Billing

#120
post #66

Earlier quoted context omitted.

I know that a consumptionist attitude is popular these days, but as a user of something like Spotify I would surely prefer as much as possible of my monetary contribution ending up with Spotify and the musicians instead of in the hands of a company controlling the market place. To the people who think the exorbitant fees are okay: Imagine a world with no cash. Now the payment card companies decide they want 30% of al…

I don't think Spotify is the best example here, since I'm not particularly convinced that more cash going to them would end up in the hands of musicians. But certainly, if I subscribe to The Economist I want as much of my money as possible to go to the journalists who actually write the content.

Spotify is public and you can see most of their numbers -- the Cost of Revenue for 2021 was 7 billion EUR on 9.6 in revenue. The cost is said to be mostly the royalties though it would include paying the many millions to some podcasters.

The ad-supported users outnumbers premium users (236 million to 180 million) but bring in only 1/6th the revenue. So that's a factor depressing the payout per stream.

https://investors.spotify.com/financials/press-release-detai...

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