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Klarna users are being signed in to random accounts

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Re: Klarna users are being signed in to random accounts

#114

Post by akoncius »

timdaub wrote: post #91
rad_gruchalski wrote: post #89

Earlier quoted context omitted.

Because it’s totally unrelated to the problem Klarna is facing. What does authentication / authorisation have to do with financial system...

Get your vocabulary right. Klarna is having an authorization problem not an authentication one.

seems like you have issues with vocabulary - it clearly indicates that problems are with authentication, not authorization :D each time klarna identifies user as different user.

Re: Klarna users are being signed in to random accounts

#117

Post by AtNightWeCode »

raesene9 wrote: post #34
josteink wrote: post #14

Lots of times when I’ve been buying things in e-shops I’ve been offered to pay using Klarna as a payment broker. But doing so has always been more confusing for me compared to “regular” payments with a credit card anywhere else, and has on overall been a negative experience for me. I really don’t understand why anyone would prefer to use them at all. What am I missing? Can anyone help me understand?

Klarna seems to be super popular with e-commerce sites, my guess is that there's some kind of financial incentive to the hosting site, when compared to other payment options. As to why it's popular with consumers looking at https://www.klarna.com/uk/smoooth/ , seems like they're offering months of interest free credit and also the implication is that using Klarna doesn't affect credit score. It'd be interesting to kn…

Klarna is very easy to use. They take a large part of the risk. The seller typically sells the purchases to them.

It may be different in different countries but the thing with the interest free credit is that once you don't pay on time it is converted into a revolving credit with high interest rate and something like a 60 months payment plan.

Klarna have also historically made up own names for fees to circumvent regulations for regulated fees. They were among the first to remove days of grace and among the first to use a fixed number of days from purchase to due date.

Re: Klarna users are being signed in to random accounts

#118

Post by toxik »

sneak wrote: post #65

> Hear hear, I used Klarna (not by choice) It was by choice. You weren't born with an account. Not taking personal responsibility for the rise of the ubiquity of these terrible online services (WhatsApp users, I'm looking at you) is a huge part of the problem. Pretending that you didn't opt-in is a lie you've told yourself; you shouldn't propagate that lie to others in society.

I needed to buy things, because that is life, and the merchant only offered Klarna. You might want to reconsider your hostile rhetoric, it does not come across well.

Re: Klarna users are being signed in to random accounts

#119

Post by detaro »

timdaub wrote: post #72

Sometime in the future, people will stop belittling crypto currencies when they realize that the digitization concepts of traditional finance technology providers are inferior to those of crypto currencies and blockchains. Putting safety and security first for anything that handles money makes sense. The calls for "you don't need a blockchain, just use a database" will become less and less. Edit: Of course, Hacker Ne…

Because crypto exchanges and smart contracts are such a shining beacon of bugfree code?

Re: Klarna users are being signed in to random accounts

#120

Post by markburns »

cblconfederate wrote: post #42

I m sure it s not random but somehow systematic

Could be random. I've seen this behaviour when enabling puma and using non thread-safe code. Just entirely depends on the timing of the requests.

I suppose that maybe comes down to your definition of what 'random' is.

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