Is this really a cancellation fee or is it just honoring your contract? AFAIK it's very clear on Adobe's page that your options are (1) Annual plan paid monthly, (2) Annual plan prepaid, and depending on the product (3) Monthly plan at usually 150% higher price. https://www.adobe.com/creativecloud/plans.html If you signed up for a yearly plan paid monthly, the cancellation fee is finishing your contract. If you didn'…
I believe most product/services should not have late fees, or cancellation fees.
Every business I have ever worked at used them as steady income. In college I managed a mini storage. The owner told me he wanted me to go to a seminar. The whole seminar was about increasing late fees. Yes--literally tricks to getting tenants to forget the payment date. (If ever have to use a mini storage, prorate a month worth of rent so payment lands on the end of the month. When it lands, say on the 14th it's easy to forget.)