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SaaS We Happily Pay For

francescodilorenzo.com

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Re: SaaS We Happily Pay For

#111

Post by raphaelj »

cabalos wrote: post #110
jedberg wrote: post #97

Earlier quoted context omitted.

This isn’t really “testing”. It’s just signing up for their own service. They aren’t making stripe transactions and then reversing them. If stripe bans you from buying your own service, they may want to rethink that policy.

I think this is credit card company policy and not specifically Stripe. IIRC, there is some language regarding using your own credit card because it could potentially be used to give yourself a loan. Credit cards have a much higher APR and lower limits for a cash advance. Processing your own cards could be used as an avoidance.

How is this different from withdrawing from an ATM with my C/C ?

Re: SaaS We Happily Pay For

#113

Post by IkmoIkmo »

plehoux wrote: post #32

"Collaborative email on top of G Suite. The main thing we pay for is a comment box below each email thread. It allows us to quickly discuss emails without forwarding or copy/pasting in Slack. It also allows us to edit drafts collaboratively and have multiple team inboxes for invoices, support, and other stuff." Thanks for the mention Francesco. I'm Philippe, one of the co-founders of Missive [1], don't hesitate if yo…

Just wanted to note a typo ('ither questions') by Rafael in the landing page demo screenshot. Not that it matters much but I'd suggest changing.

Cool functionality, which my enterprise company would use it.

Re: SaaS We Happily Pay For

#114

Post by IkmoIkmo »

eikenberry wrote: post #43
system2 wrote: post #36

Earlier quoted context omitted.

Sir, where do you pay $15k for a startup developer salary?!

I've always heard that, for the US, when thinking about salary you want to about double what the employee makes when considering the employers cost.

In NL it's about 35%. Doubt other countries vary that much, probably a lot in the 25-40% range.

Re: SaaS We Happily Pay For

#115

Post by mekster »

bamazizi wrote: post #9

While I think it's great you're thinking of tools to optimize your time BUT a team of 3 at early stage project/startup level should be a bit more frugal and look for clever ways to save the ~$200/month you're spending right now! I understand you have your own SAAS and want to justify subscription and this is a good promo method. I've written on HN before that I'm TIRED of subscription apps, specially per user subs, f…

Can you mention specific self hosted apps that you think are great?

Re: SaaS We Happily Pay For

#117

Post by petercooper »

Closi wrote: post #103
eikenberry wrote: post #43

Earlier quoted context omitted.

I've always heard that, for the US, when thinking about salary you want to about double what the employee makes when considering the employers cost.

This is overkill, add 35% to the top and you will be closer (depending on absence/sick levels). Statutory allowances in the UK are higher than in the US, and in the UK for instance you would add: - 12.5% national insurance + apprentice levy - 3-4% pension - 10% of days as holidays - 5% of days as sick / other leave (dependent on amount taken in reality) - 2% payroll fees / other Note, this excludes training and equip…

Why add holidays and sick leave to an individual employee's costs? Most white collar employees would have an annual salary this is factored into already, unless you're having to hire temporary replacements for them perhaps (which would be more than a 15% cost, I suspect).

Re: SaaS We Happily Pay For

#118

Post by akiselev »

cabalos wrote: post #110
jedberg wrote: post #97

Earlier quoted context omitted.

This isn’t really “testing”. It’s just signing up for their own service. They aren’t making stripe transactions and then reversing them. If stripe bans you from buying your own service, they may want to rethink that policy.

I think this is credit card company policy and not specifically Stripe. IIRC, there is some language regarding using your own credit card because it could potentially be used to give yourself a loan. Credit cards have a much higher APR and lower limits for a cash advance. Processing your own cards could be used as an avoidance.

Last time I worked with (on?) a payment processor we got special credit cards that worked like Stripe's test numbers for testing production. I.e. some cards would go through, others would fail with errors specific to each card number.

They were probably one of the most closely guarded pieces of equipment we had since the cards that cleared did so at any merchant so it'd work at point of sale but the vendor would never receive the money.

Re: SaaS We Happily Pay For

#120

Post by [deleted] »

akiselev wrote: post #118
cabalos wrote: post #110

Earlier quoted context omitted.

I think this is credit card company policy and not specifically Stripe. IIRC, there is some language regarding using your own credit card because it could potentially be used to give yourself a loan. Credit cards have a much higher APR and lower limits for a cash advance. Processing your own cards could be used as an avoidance.

Last time I worked with (on?) a payment processor we got special credit cards that worked like Stripe's test numbers for testing production. I.e. some cards would go through, others would fail with errors specific to each card number. They were probably one of the most closely guarded pieces of equipment we had since the cards that cleared did so at any merchant so it'd work at point of sale but the vendor would neve…

[deleted]
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