101–110 of 138 posts
This is AI slop, as has been pointed out by several other commenters. Flagged.
> Real cardholders almost never buy something for exactly $1.00. Coffee is $4.73, gas is $52.81. The roundness is the signal. Surely this depends on how the vendor sets their prices? If you're going to buy something from a website to test a stolen credit card you don't just get to make up your own prices. And I think you may be over-indexing on the US "prices don't include tax" thing. Elsewhere, round-number prices a…
I do not know if this is still used anywhere, but in the past there were places, e.g. hotels or car rental services, where the validity of a credit card was tested by a $1.00 transaction, before booking a room or renting a car.
> Real cardholders almost never buy something for exactly $1.00. Coffee is $4.73, gas is $52.81. The roundness is the signal. Surely this depends on how the vendor sets their prices? If you're going to buy something from a website to test a stolen credit card you don't just get to make up your own prices. And I think you may be over-indexing on the US "prices don't include tax" thing. Elsewhere, round-number prices a…
This is also a) trivial to bypass by adding dither to the test transactions and b) trivial to improve upon with proper statistical analysis and c) shouldn't this kind of heuristic pattern recognition with no expectation of near-100% accuracy be what AI is good at?
I know someone who worked in fraud detection of financial transactions. He told me that indeed lots of filters that are applied mostly test for anomalies. The thing is that most criminals are not insanely smart, and commonly don't have a lot of inside knowledge about accounting, banking, finance system etc., so criminals often have a bad intuition about more subtle things that are looked at for fraud detection.
But if you are a very dedicated criminal with lots of inside knowledge about, say, accounting, banking, finance system, ..., you could likely outsmart these filters. But these people typically have much better career options (even if they want a career as a "big fish criminal": just look at the history of accounting scandals, stock manipulations, Ponzi schemes, ...).
Earlier quoted context omitted.
I'm seeing a few stores here and there which have a "round up to donate" option. I guess I'm a bit of a sucker and I always use that option. My groceries are always a round number as a result.
Ive always suspected that this is all of a tax dodge, a money spinner, and a pr exercise "we gave xxx to charity" - no, your customers did. Just set up a direct debit to your favourite charity.
This is AI slop, as has been pointed out by several other commenters. Flagged.
side topic: why should AI slop be banned or eschewed when 80% of the articles on here are ABOUT AI? In other words, why is HN so keen on promoting the pseudo-science of making AI work, then recoil when presented the fruits of their own labor? Seems contradictory and elitist. Like trying to force the board of McD's to Mukbang 3+ happy meals each.
Earlier quoted context omitted.
side topic: why should AI slop be banned or eschewed when 80% of the articles on here are ABOUT AI? In other words, why is HN so keen on promoting the pseudo-science of making AI work, then recoil when presented the fruits of their own labor? Seems contradictory and elitist. Like trying to force the board of McD's to Mukbang 3+ happy meals each.
AI != slop. Just because I'm positive about AI doesn't mean I want to consume slop. I personally use AI for productive means, not to write and publish low-quality articles.
Earlier quoted context omitted.
AI != slop. Just because I'm positive about AI doesn't mean I want to consume slop. I personally use AI for productive means, not to write and publish low-quality articles.
pushing slop is "productive means" for many people. they can sell the accounts/identities to election-manipulators or advertisers. bots age like fine wine.
So this is really just surfacing cases, but with not enough context to be useful to prioritise. I would expect a score to be included.
Apart from that it misses a lot of signals like refunds, declines, disputes etc [1].
1) https://stripe.com/gb/guides/improve-fraud-management-with-r...