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Tell HN: Stripe killed my music locker service, so I'm open sourcing it

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101–110 of 180 posts

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#101
Just out of curiosity, what is the average library size of your userbase?

I ask because my collection would throw me into the "big chungus" plan--maybe the default plan if I trimmed everything out that I'm not reasonably likely to actually listen to.

I have nothing wrong with the service, but for $20/mth, it would probably be cheaper for me just to buy a NAS with a 2TD drive and find some way to share it out over a VPN.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#102

As someone running about to start a SaaS, this is scary. Can you comment on if you've tried alternative payment providers/gateways?

I'm in the same boat.

Signed up to Paddle and immediately got flagged as high risk with no explanation. I complained on Twitter and the CEO had a human check us out manually. We're in the process of verification but honestly I don't have big hopes.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#103
post #77

Earlier quoted context omitted.

> "no bullsh*t about random overnight account closure..." Is it possible to predict this in advance? Can't these companies just do it any old time they feel like it? There's always a first. Or is there good regulation in France?

I would say it's mostly the attitude, it's just a very different way to view things and to have a relation with your payment processor ; where there is an issue my experience has been that they talk to you to find a solution together, which may be higher fees or some options and controls becoming mandatory for your account, rather than throwing you away to avoid being stained like Paypal is known for and Stripe is mo…

> where there is an issue my experience has been that they talk to you to find a solution together

Processors take note, this is the way. btw, in person-to-person processing deals (which can provide APIs in most cases) this is just how it works.

Note for business owners: Those annoying merchant services calls you get as a business owner, yes, those are the people to speak to. A bit of research into what interchange is, and what those rates are, and you can write your own contracts. It is exceedingly simple and as fine-grained as you'd like to make it (we are nerds, after all). Merchant services partners ultimately want to make money, and if you have an understanding of fee structures, you will find someone local to you who will sign you on favorable terms for both parties, it's free money for them.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#104
> I decided to buy full albums directly from the artist as much as I could. inter.tube just allows you to keep your collection safe and easily accessible.

Unfortunately too often people will take advantage of those with the best intentions.

I see you got your account back and that's really great. The project looks really interesting and was similar to one I started and never completed. So great to have an option!

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#105
post #41

Earlier quoted context omitted.

When I was starting up a small business, Stripe decided that it needed to “verify my activity” or some such nonsense and withheld all of my payments for several weeks. Meaning that I could not pay my team. As far as I can tell, a client paid in a funky way that set off some automated system, and no real person was willing to work with me to get it resolved. I will never trust Stripe with my business again.

What does it mean to pay in a funky way?

Every bank/money transmitter has a list of transaction patterns/behaviors that are basically red flags for criminal activity. A lot are heuristics based, few are right out documented anywhere, but one example is # of credit card/account numbers bound to an account, another is structuring, i.e. a paytern of transaction activity specifically intended to avoid bank reporting controls. Or stupidly, putting words that are high risk w.r.t sanction compliance in memo fields, or getting a false positive OFAC hit.

None of this is discussed with customers in a candid way; as a result it can feel very off putting. It's one of the things that bugs me about modern finance. It's too busy building itself into a governmental reporting mechanism, and far too prone to overreach through the exploitation of sanctioning mechanisms.

It's one of those "can't have nice things" sorta bits.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#106
post #38

Earlier quoted context omitted.

In what way is uploading the music you bought to private cloud storage illegal? Google Music asked me to upload songs and I did. Is Google really going to get sued to oblivion? I doubt it.

Depends where you live In the UK its technically illegal to rip a CD to your own PC to back it up, for example, see the recent high court case(s) about it where the government won against Brennan (who make hifi gear which can do this) - no different to this app.

I’m still getting adverts for Brennan thingies online, did they find a way around the court judgement?

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#107
post #70

UPDATE 2: My Stripe account is back! Thank you so much! inter.tube will remain online, but open source from now on! Update: I have reached out to the nice Stripe employee who volunteered their email, let's see what happens. It's been pointed out a few times that my marketing says the site won't die, and me killing it would be very ironic. This is 100% true, and I have decided to leave the site up even if Stripe decid…

So Hackernews is once again the only way to truly get proper stripe support?

This is actually really concerning at this point.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#108
post #63

Earlier quoted context omitted.

Did you miss this sentence, or are you disagreeing with it? > According to Capitol Records, Inc. v. MP3Tunes, LLC, this is absolutely OK in the eyes of the law

What precisely does "this" refer to in that sentence? https://casetext.com/case/capitol-records-inc-v-mp3tunes-llc From a quick read of that, it appears that Mp3tunes lost the case, had a huge damages award made against them, as happens a lot, and the overall damages were deemed excessive and reduced to $750k.

I haven't actually read the case, but from the summaries I've seen it sounds like MP3Tunes won on the parts that matter when it comes to whether or not one can legally run a music locker service without permission from the copyright owners.

In particular is said that the DMCA safe harbor is available to such services, and that deduplication is not a problem.

MP3Tunes did not adequately deal with DMCA takedown requests so didn't get full safe harbor protection leaving them liable for some user's uploads. Also MP3Tunes' founder had infringing songs stored and they got nailed for those.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#109
post #70

UPDATE 2: My Stripe account is back! Thank you so much! inter.tube will remain online, but open source from now on! Update: I have reached out to the nice Stripe employee who volunteered their email, let's see what happens. It's been pointed out a few times that my marketing says the site won't die, and me killing it would be very ironic. This is 100% true, and I have decided to leave the site up even if Stripe decid…

So Hackernews is once again the only way to truly get proper stripe support?

I'm just happy to be in an exclusive club that can request stripe support on demand.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#110

As someone running about to start a SaaS, this is scary. Can you comment on if you've tried alternative payment providers/gateways?

Stripe approves most if not all accounts without underwriting.. People wrongly assume this means their business is "OK".. Stripe then waits until the account begins processing transactions before underwriting.. Oh woops, after proper underwriting/review, your business type is not allowed!
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