Earlier quoted context omitted.
Another high cost of healthcare source is the lack of competition on price. You have zero idea how much each procedure costs. Imagine going to a supermarket where there are no price tags, and you must buy the items once you pick them off the shelf. It's madness.
It's worse. If you have insurance, the price tag will be X, and they will pay for some part (most?) of it. If you don't have insurance, the price tag can easily be 100X and it's your responsibility. If you have insurance, but you happened to pick up that can of pepsi from the left aisle (out of network) instead of the right aisle (in network), they won't cover it, and you're stuck with the 100X price. You won't know…
The whole model of negotiated rates, rebates, etc. needs to go.
I also think the concept of networks is bizarre on the face of it. A certified medical provider should be covered to perform procedures in their area of expertise. Period.
Personally I like the idea of anyone who wants to be able to buy into Medicare A & B. And if you don’t have Medicare then you can always pay the Medicare rate of the procedure at 100% (versus having Medicare where your copay is 20%).
If insurance companies can’t compete with that then great.