Show HN: Penny – simpler than Mint

I'm a huge Mint user. I have a pretty good system for budgeting, I check it almost everyday, etc. I've been using Penny for the past couple weeks though and am getting quite hooked on the product. Simpler, less intimidating, less stressful, and the sheer delight of interacting with a friend vs a chastising red line is wonderful. I was skeptical of the five buckets initially (given my detailed Mint categorization) but realize that that's really all I need. I'm excited to see where this goes!