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Ask HN: Paypal alternatives for vendors outside the US?
11–20 of 70 posts
Re: Ask HN: Paypal alternatives for vendors outside the US?
#12I have a SaaS that processes payments with PayPal since 2011 and I never had a single problem. I know about the horror stories, frozen accounts and whatnot, but maybe it's also worth considering where your opinion comes from.
I also use Stripe and accept wire transfers.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#13[deleted]
Re: Ask HN: Paypal alternatives for vendors outside the US?
#14What are you selling? I'd say Stripe, but it depends what you're selling: https://stripe.com/us/prohibited-businesses If what you're selling in any way touches any of the things on that list, then you should get your own merchant account and handle it directly. It's messy, it's work you don't want to do, but the list of prohibited businesses put on you by your bank is much shorter than the list put on you by Stripe,…
Computer technical support is in the high risk category?
I'd imagine that's the result of both somewhat dishonest advertising and scams that are being run by companies that advertised themselves as technical support or "Fix Your PC" companies. Like the "I'm calling from Microsoft" scam - http://www.howtogeek.com/180514/the-%E2%80%9Ctech-support%E2...
Re: Ask HN: Paypal alternatives for vendors outside the US?
#15If you're in Europe, give a try to https://klarna.com. It's more than a payment processor, and can help you a lot!
Disclaimer: klarna employee.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#16For European businesses Paymill might be an alternative. It works pretty much exactly the same as Stripe, just available in more/different countries. http://www.paymill.com
For our European SaaS we had to switch from Paymill to Stripe because a large percentage of US customers would get their cards rejected when paying via Paymill.
(Paymill is Europe-only, and when a US bank detects a payment going out to Europe, it flags it as fraud. Thanks, US banks!)
Re: Ask HN: Paypal alternatives for vendors outside the US?
#172CO/2Checkout works great for me. You can withdraw your funds either via wire transfer or a Mastercard debit card issued by Payoneer.com
Have used them for 7 years without issue.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#18I recommend Fastspring (http://www.fastspring.com). Yes, it's more expensive than others but it has a lot of features that make it worth it.
The main selling point for us was that essential you sell your product wholesale to Fastspring and they become the seller. This makes accounting and taxes much easier, especially for EU customers.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#19(EU-based freelancer and SaaS builder here). I can warmly recommend https://www.recurly.com, which I use to handle recurring billing on a number of projects (my own SaaS https://www.wisecashhq.com, but also client projects such as https://www.boxcar.io/developer and https://www.process-one.net/en/ejabberd/saas/).
It can be used together with Stripe as a gateway (much recommended, the setup is much faster than on other gateways), and provides a full-featured setup with PCI SAQ A, VAT handling, PDF invoices, coupons, dunning etc.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#20You are welcome to try out our service, https://www.bizify.me
We have higher fees then PayPal but we also support payment by mobile phone (SMS) in a lot of countries and of course also payment by credit card.
You can read more about our service here: https://www.bizify.me/hacker-news/
If you would like to try out our service, just contact us and we'll give you a great rate if your products are "normal" products. Adult related content is a little higher risk so we can't give you as good rate on adult as we can on "normal" products.
PS: You can check out our WordPress plugin if you are running a WordPress blog: https://wordpress.org/plugins/bizifyme/