The Taleb way - 90% in debt instruments and 10% buying options for the black swan event.
Ask HN: How do you invest?
11–14 of 14 posts
Re: Ask HN: How do you invest?
#12I don't know your reason for asking, but if it's advice you're after, avoid investment counselors, and invest in index funds. Here are the reasons:
http://arachnoid.com/equities_myths
Warren Buffet has chosen index funds as the basic approach for his estate and relatives after he's gone.
Re: Ask HN: How do you invest?
#13Haven't used it yet, but I'm intrigued by WealthFront.
I'm CEO at Wealthfront. Saw your note - check out our whitepaper. It's full of information on how to allocate assets (both taxable & tax-deferred accounts), and which ETFs are the cheapest / best index funds. You can use the info yourself, or have Wealthfront automate it for you.
https://www.wealthfront.com/whitepapers/investment-methodolo...
Re: Ask HN: How do you invest?
#14I'm a buy & hold stock market investor in companies which have good management, care about the shareholders and of course, good balances.
I use the simple strategy of (1 - my_age)% in the stock market and the rest in fixed income funds(or less risky investments, including some hedge in gold and dolar due the fact that I live in the third world and currency fluctuations happen frequently).
It's funny because even though I work with software development, I don't have much interest about internet companies(read FB, TW and so on). The other sectors in the industry are less of a gamble and I like that.