11–20 of 77 posts
For reference, only 123 managed to sign up for Romneycare in the first month . There are clearly large technical issues, but early on it seems that people also do a lot of "let's see how much it'd cost" and sign up later.
> "The first month of the new health law’s rollout reveals an unexpected pattern in several states: a crush of people applying for an expansion of Medicaid and a trickle of sign-ups for private insurance. This early imbalance — in some places nine out of 10 enrollees are in Medicaid — has taken some experts by surprise. The Affordable Care Act, which expanded Medicaid to cover millions of the poorest Americans who co…
I think what they are referring to is the impact of the individual mandate. Sure you'd expect people to rush into the free option, but everyone who is uninsured and doesn't qualify for Medicaid will have have to pay a penalty if they don't buy insurance.
Pay 10-15% of your pre-tax income for a plan under Obamacare
I don't think it's going to work out that great.
> "The first month of the new health law’s rollout reveals an unexpected pattern in several states: a crush of people applying for an expansion of Medicaid and a trickle of sign-ups for private insurance. This early imbalance — in some places nine out of 10 enrollees are in Medicaid — has taken some experts by surprise. The Affordable Care Act, which expanded Medicaid to cover millions of the poorest Americans who co…
I think what they are referring to is the impact of the individual mandate. Sure you'd expect people to rush into the free option, but everyone who is uninsured and doesn't qualify for Medicaid will have have to pay a penalty if they don't buy insurance.
> "The first month of the new health law’s rollout reveals an unexpected pattern in several states: a crush of people applying for an expansion of Medicaid and a trickle of sign-ups for private insurance. This early imbalance — in some places nine out of 10 enrollees are in Medicaid — has taken some experts by surprise. The Affordable Care Act, which expanded Medicaid to cover millions of the poorest Americans who co…
I think what they are referring to is the impact of the individual mandate. Sure you'd expect people to rush into the free option, but everyone who is uninsured and doesn't qualify for Medicaid will have have to pay a penalty if they don't buy insurance.
My point was mostly that if their "experts" can't think critically about the incentive system the program creates, what else will they be surprised about? Adverse selection? Insurer bankruptcy and industry consolidation?
Completely separate issue from the technical issues - but how are people expected to find out that they need to do this. I have to assume there's a non-trivial percentage of the population that's not only uninsured but also completely disconnected from news and the internet. Does somebody contact them somehow to get them enrolled?
Everyone is fighting over the validity and constitutionality of this law, instead of informing the public about what they need to do to avoid financial penalties. The debate will rage on no matter what, but whether or not you agree with this law (and I don't), the priority right now should be to help people make an informed decision about their compliance.
BlueCross BlueShield; Deductible: $5,000, Co-Insurance: 0%, Doctor Visit: 1-2 $30 co-pay deductible waved, Cost: $98 /month
BlueCross BlueShield; Deductible: $5,000, Co-Insurance: 0%, Doctor Visit: 1-2 $30 co-pay deductible waved, Cost: $66 /month,
The closest ACA compliant option to the above...
BlueCross BlueShield; Deductible: $6,000, Co-Insurance: 0%, Doctor Visit: no charge after deductible, Cost: $130 /month
So in summary you are looking at paying somewhere between 32% and 97% more money, and don't get the benefit of 1-2 low cost doctors visits per year.
For reference, only 123 managed to sign up for Romneycare in the first month . There are clearly large technical issues, but early on it seems that people also do a lot of "let's see how much it'd cost" and sign up later.
[1]http://www.washingtonpost.com/blogs/wonkblog/wp/2013/10/29/r...
But I don't give a darn how many signed up on the first day.
I care how many sign up by December 31st.
Then we can discuss enrollment problems.
For reference, only 123 managed to sign up for Romneycare in the first month . There are clearly large technical issues, but early on it seems that people also do a lot of "let's see how much it'd cost" and sign up later.
Completely separate issue from the technical issues - but how are people expected to find out that they need to do this. I have to assume there's a non-trivial percentage of the population that's not only uninsured but also completely disconnected from news and the internet. Does somebody contact them somehow to get them enrolled?
http://www.foxnews.com/politics/2013/10/15/ex-acorn-operativ...