Is it a common experience that, as a single person in SF, you'd make $100K and end the year without any money saved? I'm not asking with any judgment or critique implied. I'm genuinely curious if that's normal in SF.
San Francisco
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Re: San Francisco
#12Is it a common experience that, as a single person in SF, you'd make $100K and end the year without any money saved? I'm not asking with any judgment or critique implied. I'm genuinely curious if that's normal in SF.
You can certainly save money if you make that much living in sf. Your take home would be about 65k. A very nice apartment shared with one roommate should not cost more than 2k a month, leaving you with 40k for food, entertainment, and travel. If you can't save some of this that is a comment on your priorities, not the fundamental difficulty of living in sf.
Re: San Francisco
#13> The coffee is very different than the Italian one I've heard this many times :) His point about SF lacking children is very very accurate. SF basically forces people with families out because its so expensive and the school situation is bad (your kids don't get to go to the neighborhood school). One of these days SF will wise up and at least fix the school problem, but until then the peninsula will get families and…
Re: San Francisco
#14> The coffee is very different than the Italian one I've heard this many times :) His point about SF lacking children is very very accurate. SF basically forces people with families out because its so expensive and the school situation is bad (your kids don't get to go to the neighborhood school). One of these days SF will wise up and at least fix the school problem, but until then the peninsula will get families and…
The demographics always reminded me of China where you did not see as many girls because of the one child policy. In SF children of both sexes (10% of population) are just missing:
Persons under 18 (2010 Census)
US 23.7% [2]
SF 13.5% [3]
[1] http://www.youtube.com/watch?v=Pse50YZsyck [NSFW: male nudity & mild violence]Re: San Francisco
#15Is it a common experience that, as a single person in SF, you'd make $100K and end the year without any money saved? I'm not asking with any judgment or critique implied. I'm genuinely curious if that's normal in SF.
Yes. Taxes are pretty high, so making $100k w/ benefits, you take home roughly $63k/yr. Then factor in rent and utilities: 1br ($2500+/mo), 2br w/ roomie ($1800+/mo), 3br w/roomies ($1500/mo). So let's assume 2br. You walk away with around $40k/yr. Then take out transport, cell phone, random monthly bills like student loans, etc and you're down to $28k disposable. Take out food and random living expenses and you don'…
Re: San Francisco
#16Earlier quoted context omitted.
Yes. Taxes are pretty high, so making $100k w/ benefits, you take home roughly $63k/yr. Then factor in rent and utilities: 1br ($2500+/mo), 2br w/ roomie ($1800+/mo), 3br w/roomies ($1500/mo). So let's assume 2br. You walk away with around $40k/yr. Then take out transport, cell phone, random monthly bills like student loans, etc and you're down to $28k disposable. Take out food and random living expenses and you don'…
28k for food and random living expenses is a lot of money unless you are eating out for every meal; that's more that some people's entire paycheck (like grad students.) If you can't make room for savings in there, it definitely shows a lack of priorities.
Re: San Francisco
#17Is it a common experience that, as a single person in SF, you'd make $100K and end the year without any money saved? I'm not asking with any judgment or critique implied. I'm genuinely curious if that's normal in SF.
Yes. Taxes are pretty high, so making $100k w/ benefits, you take home roughly $63k/yr. Then factor in rent and utilities: 1br ($2500+/mo), 2br w/ roomie ($1800+/mo), 3br w/roomies ($1500/mo). So let's assume 2br. You walk away with around $40k/yr. Then take out transport, cell phone, random monthly bills like student loans, etc and you're down to $28k disposable. Take out food and random living expenses and you don'…
Re: San Francisco
#18> The coffee is very different than the Italian one I've heard this many times :) His point about SF lacking children is very very accurate. SF basically forces people with families out because its so expensive and the school situation is bad (your kids don't get to go to the neighborhood school). One of these days SF will wise up and at least fix the school problem, but until then the peninsula will get families and…
Not a great place for raising a family: expensive, bad schools, disfunctional government, drugs on streets, and lots of crazies[1]. Pretty much everyone I have ever know who had kids in SF moved away within a few years. The demographics always reminded me of China where you did not see as many girls because of the one child policy. In SF children of both sexes (10% of population) are just missing: Persons under 18 (2…
Re: San Francisco
#19> The coffee is very different than the Italian one I've heard this many times :) His point about SF lacking children is very very accurate. SF basically forces people with families out because its so expensive and the school situation is bad (your kids don't get to go to the neighborhood school). One of these days SF will wise up and at least fix the school problem, but until then the peninsula will get families and…
Not a great place for raising a family: expensive, bad schools, disfunctional government, drugs on streets, and lots of crazies[1]. Pretty much everyone I have ever know who had kids in SF moved away within a few years. The demographics always reminded me of China where you did not see as many girls because of the one child policy. In SF children of both sexes (10% of population) are just missing: Persons under 18 (2…
Expensive: check. Bad schools: check. Disfunctional government: check. Drugs on streets: check. Lots of crazies: check.
The thing I hate is that people wouldn't piss on you if you were on fire.
Going to move out to the countryside I think...
As for the nutter on BART, I got urinated on whilst on the tube in London .... twice. And no I was not on fire :)